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This home is in Rivertown Cove, St. Johns.

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Pending

Pending·101 days on market·Rivertown Cove

530 Adirondack Drive

St. Johns, FL 32259

$744,054$245/sqftEst. $3,782/moMLS# 2139437
4
Beds
2
Baths
3,036
Sq Ft
2026
Built
2.5
Garage
No
Pool

About this home

Rivertown Cove

Lot 31 - The Rowan's welcoming foyer opens to the spacious Great Room, washed with abundant light from the adjacent lanai. The island kitchen overlooks the Great Room and the dining room. The first floor features two flex rooms that provide multiple design options. Create a guest suite with a pool bath in lieu of Flex Room 2 or a study in one of the flex rooms. Add a fifth bedroom and third bath in lieu of the flex and powder rooms. Expand the covered lanai and add a 12-foot multi-sliding glass door. The second floor, with a sumptuous owner's suite and ample walk-in closet, also offers several options. Those include a bath oasis, with a Super Shower or a bath shower in lieu of a tub. The stairway from the foyer opens to an expansive loft that separates the suite of three upstairs bedrooms from the owner's suite. RiverTown is designed to connect its residents to the beautiful natural surroundings with neighborhood parks overlooking picturesque lakes and preserve, w/miles of trails.

Cost to own

Mortgage calculator

$744,054
$148,811
Loan Term
Monthly Payment
$3,782
Principal & Interest: $3,782
Est. Taxes & Insurance: $945
Estimated Total Monthly
$4,727
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,782
Property taxesest. at asking price, St. Johns County$990
HOAbilled annually$4
Estimated total, before insurance$4,776/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$744,054
Price / Sq Ft$245
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,036
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2.5
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address530 Adirondack Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Cove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007310310

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedApril 10, 2026
Days on Market20
HOA Fees$53 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

The neighborhood

About Rivertown Cove

Rivertown Cove is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Rivertown Cove homes for sale →

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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