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This home is in Arbors At Rivertown, St. Johns — a home near Bartram Trail High School.

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Active Under Contract

Active Under Contract·50 days on market·Arbors At Rivertown

209 Silkgrass Place

St. Johns, FL 32259

$568,900$248/sqftEst. $3,102/mo mortgageMLS# 2164217

Beds

2.5

Baths

2,296

Sq Ft

2023

Built

Garage

Pool

3 more homes for sale in Arbors At Rivertown →Search Arbors At Rivertown on the map

FEMA Zone XHOA $5/mo6,534 sqft lotSingle Family Residence2 stories

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About this home

Arbors At Rivertown

For the buyer who appreciates the details, this one is different. Located in The Arbors at RiverTown, this beautifully curated 4-bedroom, 2.5-bath Mallard offers approximately 2,300 square feet and a level of finish that feels straight from the pages of a design catalog. Picture-frame wainscoting, a white-oak ceiling accent, designer lighting and a sophisticated mix of warm neutrals and rich, moody hues immediately set the tone. Glass French doors open to a dramatic flex room/home office, while the nearby powder room makes its own statement with rich color, detailed millwork and beautiful brass-toned accents. Pottery Barn lighting and thoughtfully selected finishes throughout give the home a polished, collected feel that goes well beyond standard builder selections. At the heart of the home is a bright, expansive white kitchen with 42-inch cabinetry, under-cabinet lighting, abundant counter space and an oversized island made for gathering. The open layout flows effortlessly into the

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,102

Property taxesest. at asking price, St. Johns County$757

HOAbilled annually$5

Estimated total, before insurance$3,863/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$568,900

Down Payment: 20%

$113,780

Interest Rate: 7.24%

Loan Term

Monthly Payment

$3,102

Principal & Interest: $3,102

Property taxes (est.): $757

Insurance (est.): $379

Estimated Total Monthly

$4,238

*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,402 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (middle)
about 18 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Park
10 min drive · 1 mi of trails
Closest public boat ramp
Old Shand's Bridge Public Boat Ramp (shallow water)
about 4 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 3 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complex
6 min drive · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix
8 min drive · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Sep 13, 2026Active Under Contract$568,900
Sep 10, 2026Listed$568,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $248/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
157 Spring Line Drive, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Oct 2026	$620,185	$315	3/2	1,968	1	0.5
132 Dahlia Falls Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Oct 2026	$510,000	$212	5/3	2,402	123	0.6
607 Luminous Avenue, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Oct 2026	$532,850	$249	4/3	2,139	125	0.7
246 Twin Flower Place, Jacksonville, FL 32259Listed by REAL BROKER LLC	Sep 2026	$554,500	$202	4/3.5	2,744	347	0.7
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLC	Sep 2026	$550,000	$239	3/2.5	2,305	5	0.7
617 Luminous Avenue, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Aug 2026	$544,000	$237	5/3	2,296	73	0.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$568,900

Price / Sq Ft$248

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,296

Acres0.15 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

Zoned elementaryHallowes Cove Academy

Zoned middleHallowes Cove Academy

Zoned highBartram Trail High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementaryFreedom Crossing Academy

Reported middleFreedom Crossing Academy

Reported highBartram Trail

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address209 Silkgrass Place, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionArbors At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,534 sq ft

Parcel Number0007171170

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Jogging Path, Playground

Community FeaturesSidewalks

UtilitiesNatural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond, Protected Preserve, Trees/Woods, Water

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower

AppliancesDishwasher, Dryer, Electric Range, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryUpper Level

Exterior

Patio / PorchFront Porch, Porch, Screened

FencingBack Yard

Additional Information

Date ListedSeptember 10, 2026

Days on Market50

HOA Fees$55 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Arbors At Rivertown

Arbors At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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