Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Arbors At Rivertown, St. Johns — a home near Bartram Trail High School.

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Active·Listed today·Arbors At Rivertown

209 Silkgrass Place

St. Johns, FL 32259

$568,900$248/sqftEst. $2,955/moMLS# 2164217

Beds

Baths

2,296

Sq Ft

2023

Built

Garage

Pool

About this home

Arbors At Rivertown

For the buyer who appreciates the details, this one is different. Located in The Arbors at RiverTown, this beautifully curated 4-bedroom, 2.5-bath Mallard offers approximately 2,300 square feet and a level of finish that feels straight from the pages of a design catalog. Picture-frame wainscoting, a white-oak ceiling accent, designer lighting and a sophisticated mix of warm neutrals and rich, moody hues immediately set the tone. Glass French doors open to a dramatic flex room/home office, while the nearby powder room makes its own statement with rich color, detailed millwork and beautiful brass-toned accents. Pottery Barn lighting and thoughtfully selected finishes throughout give the home a polished, collected feel that goes well beyond standard builder selections. At the heart of the home is a bright, expansive white kitchen with 42-inch cabinetry, under-cabinet lighting, abundant counter space and an oversized island made for gathering. The open layout flows effortlessly into the

Cost to own

Mortgage calculator

Home Price

$568,900

Down Payment: 20%

$113,780

Interest Rate: 6.76%

Loan Term

Monthly Payment

$2,955

Principal & Interest: $2,955

Property taxes (est.): $757

Insurance (est.): $379

Estimated Total Monthly

$4,091

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,955

Property taxesest. at asking price, St. Johns County$757

HOAbilled annually$5

Estimated total, before insurance$3,717/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History