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This home is in Arbors At Rivertown, St. Johns — a home near Bartram Trail High School.

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Active

Active·1 day on market·Arbors At Rivertown

160 Silkgrass Place

St. Johns, FL 32259

$569,900$248/sqftEst. $2,906/moMLS# 2158211

Beds

Baths

2,296

Sq Ft

2023

Built

Garage

Pool

About this home

Arbors At Rivertown

Welcome home to this beautifully upgraded 2023 Craftsman-style home in the highly desirable Arbors at RiverTown! This 3-bedroom, 2.5-bath residence offers 2,296 sq ft on a private preserve lot with over $40,000 in backyard upgrades. The exceptional outdoor space features a fully fenced yard with premium artificial turf, a putting green, paver patio and walkway, oversized screened lanai, and a permanent JellyFish Lighting system with app-controlled LED roofline lighting--perfect for year-round enjoyment and entertaining.Inside, enjoy an open-concept layout with 10-foot ceilings, 8-foot doors, and abundant natural light. The kitchen includes a large island with breakfast bar seating, pantry, and quality appliances. Additional upgrades include a whole-house gutter system, water softener, tankless water heater, smart thermostat, and upstairs laundry. The primary suite offers a spa-like bath with soaking tub, walk-in shower, and large closet.

Cost to own

Mortgage calculator

Home Price

$569,900

Down Payment: 20%

$113,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,906

Principal & Interest: $2,906

Property taxes (est.): $758

Insurance (est.): $380

Estimated Total Monthly

$4,044

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,906

Property taxesest. at asking price, St. Johns County$758

HOAbilled annually$4

Estimated total, before insurance$3,668/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,901/yr · $325/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,901/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,402 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 2, 2026Listed$569,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,900

Price / Sq Ft$248

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,296

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryCunningham Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address160 Silkgrass Place, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionArbors At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007171560

ZoningResidential

Amenities

AmenitiesPool, Boat Launch, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWater Heater, Windows

ParkingGarage, Garage Door Opener, Off Street

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level