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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Haven At Rivertown, St. Johns a waterfront home in St. Johns County.

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Active Under Contract

Active Under Contract·110 days on market·Haven At Rivertown

132 Dahlia Falls Drive

St. Johns, FL 32259

$522,500$218/sqftEst. $2,686/moMLS# 2144603
5
Beds
3
Baths
2,402
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

Haven At Rivertown

Located in highly sought-after RiverTown community, this like-new 5BR/3BA home with a spacious loft offers the perfect blend of style, space, and lifestyle. Beautiful wood-look tile flows through the main living areas, while the open kitchen features white shaker cabinets, white quartz countertops, stainless steel appliances, and natural gas cooking. Thoughtful upgrades include a custom built-in electric fireplace, upgraded fixtures, and a built closet organizer in the primary. Situated on one of the better lots in the neighborhood, enjoy an extended backyard with peaceful water and conservation views. Relax or entertain on the covered lanai with a beautiful pergola. Live the RiverTown lifestyle with multiple resort-style amenity centers, pools, sports courts, playgrounds, trails, dog park, and even kayak rentals on the scenic St. Johns River. Golf cart-friendly community zoned for top-rated St. Johns County schools, and a short drive to the Durbin town center, this home has it all!

Cost to own

Mortgage calculator

$522,500
$104,500
Loan Term
Monthly Payment
$2,686
Principal & Interest: $2,686
Property taxes (est.): $695
Insurance (est.): $348
Estimated Total Monthly
$3,730
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,686
Property taxesest. at asking price, St. Johns County$695
HOAbilled annually$5
Estimated total, before insurance$3,386/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,187/yr · $599/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $504,400 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$410,622$297,236
2024$420,859$288,152
2023$388,275$278,303
2022$89,600$89,600
2021$65,000$65,000

2025 property taxes (current owner): $7,187/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 24, 2026Active Under Contract$522,500
  • Aug 12, 2026Price change$522,500$2,500
  • May 11, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$522,500
Price / Sq Ft$218
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,402
Acres0.15 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address132 Dahlia Falls Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionHaven At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,534 sq ft
Parcel Number0007180890

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle

Additional Information

Date ListedMay 11, 2026
Days on Market105
HOA Fees$55 / Annually
HOA FrequencyAnnually
Tax Amount$7,186.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Haven At Rivertown

Haven At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Haven At Rivertown homes for sale →

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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