1 / 35

Pending

Pending·41 days on market

65849 Edgewater Drive

Yulee, FL 32097

$400,000$188/sqftEst. $2,039/moMLS# 2150405

Beds

Baths

2,132

Sq Ft

2023

Built

Garage

Pool

About this home

Yulee

Welcome to River Glen, where everyday living feels a little more relaxed. The open-concept kitchen flows seamlessly into the dining and living spaces, creating a connected feel that works just as well for entertaining as it does for everyday routines. The split floorplan gives the primary suite privacy at the front of the home, while the secondary bedrooms are tucked separately toward the back. Step outside to a covered & screened lanai overlooking the water, offering peaceful views and usable outdoor space. The 3-car garage provides plenty of room for parking, storage, hobbies, or gym space. River Glen residents enjoy resort-style amenities including a pool, fitness center, playgrounds, walking trails, and more. Conveniently located near I-95, shopping, dining, Jacksonville International Airport, and local military bases.

Cost to own

Mortgage calculator

Home Price

$400,000

Down Payment: 20%

$80,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,039

Principal & Interest: $2,039

Property taxes (est.): $552

Insurance (est.): $267

Estimated Total Monthly

$2,858

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,039

Property taxesest. at asking price, Nassau County$552

HOAbilled annually$10

Estimated total, before insurance$2,602/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,488/yr · $624/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $389,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$332,683	$277,550	—
2024	$319,020	$269,020	—
2023	$55,000	$55,000	—
2022	$9,538	$9,538	—

2025 property taxes (current owner): $7,488/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 13, 2026Pending$400,000
Jun 12, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$400,000

Price / Sq Ft$188

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,132

Acres0.16 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address65849 Edgewater Drive, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionRiver Glen

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size6,969.6 sq ft

Parcel Number132N26183200960000

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Management - Part Time, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup