This home is in Palm Crest At Nocatee, Ponte Vedra.

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Pending

Pending·46 days on market·Palm Crest At Nocatee

763 Palm Crest Drive

Ponte Vedra, FL 32081

$1,475,000$472/sqftEst. $7,521/moMLS# 2149968

Beds

Baths

3,126

Sq Ft

2023

Built

Garage

Yes

Pool

About this home

Palm Crest At Nocatee

Rare Opportunity in Palm Crest at Nocatee, Arguably the Most Desirable Homesite in the Neighborhood. Perfectly positioned on the largest lot bordered by preserve on one side, this exceptional custom ICI Costa Mesa with Bonus offers a level of privacy, space, and exclusivity that is nearly impossible to replicate. With only one neighboring home and an expansive backyard retreat, this property delivers a true estate-like setting within one of Northeast Florida's most sought-after communities. Designed for both everyday luxury and effortless entertaining, the home showcases impeccable craftsmanship and thoughtful upgrades throughout. The light-filled open floor plan is enhanced by soaring ceilings, extensive custom trim work, tray ceilings, plantation shutters, designer lighting, and stunning four-panel sliding glass doors that seamlessly connect the interior living spaces to the outdoor oasis beyond. At the heart of the home, the gourmet kitchen impresses with custom cabinetry featuring

Cost to own

Mortgage calculator

Home Price

$1,475,000

Down Payment: 20%

$295,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$7,521

Principal & Interest: $7,521

Property taxes (est.): $1,963

Insurance (est.): $983

Estimated Total Monthly

$10,467

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$7,521

Property taxesest. at asking price, St. Johns County$1,963

HOAbilled annually$106

Estimated total, before insurance$9,589/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,648/yr · $1,304/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,079,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,028,497	$942,320	—
2024	$881,031	$831,031	—
2023	$135,000	$135,000	—

2025 property taxes (current owner): $15,648/yr

Estimated taxes if purchased at asking price: ~$23,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 12, 2026Pending$1,475,000
Jun 11, 2026Listed$1,475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,475,000

Price / Sq Ft$472

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,126

Acres0.49 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water, Screen Enclosure, Waterfall

Is WaterfrontNo

School Information

ElementaryPalm Valley Academy

MiddleValley Ridge Academy

Community Information

Address763 Palm Crest Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionPalm Crest At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size21,344.4 sq ft

Parcel Number0705020420

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup

Spa FeaturesCommunity