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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a golf course home in St. Johns County.

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Sold

Sold·Closed Aug 7, 2026·18 days on market·Recent sales in Julington Creek·Julington Creek

244 Clover Court

St. Johns, FL 32259

$412,000sold priceListed at $425,000 · 96.9% of asking$239/sqftMLS# 2149949
3
Beds
2
Baths
1,723
Sq Ft
1995
Built
2
Garage
No
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $48/mo7,405 sqft lotSingle Family Residence1 story

About this home

Julington Creek

WOW! Meet 244 Clover Court in St Johns County Florida! Part of the Julington Creek Plantation neighborhoods and amenities. This 3 bedroom, 2 bathroom home was tastefully updated with knockdown ceilings (removed the popcorn!!), Newer HVAC (3 years old), New Refrigerator (1 year), New Water Heater (1 year old), Exterior was freshly painted (2026), New light fixtures throughout (inside and out), New ceiling fan in family room, new fandalier with fan blades in primary bedroom, Updated shower in Primary bathroom, LVP throughout the house, tile in wet areas, Lighting above kitchen cabinets, Upgraded landscaping with a fire pit area. New gate on side of house. Fenced backyard. Close proximity to parks, schools and amenities. Close proximity to shopping, restaurants and hospitals.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,282
Property taxesest. at asking price, St. Johns County$548
HOAbilled annually$48
Estimated total, before insurance$2,879/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,410/yr · $534/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$412,000
$82,400
Loan Term
Monthly Payment
$2,282
Principal & Interest: $2,282
Property taxes (est.): $548
Insurance (est.): $275
Estimated Total Monthly
$3,105
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,529 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$341,345$340,228—
2024$343,756$309,298—
2023$346,579$281,180—
2022$332,313$255,618—
2021$232,380$232,380—
2020$190,657$121,342—

2025 property taxes (current owner): $6,410/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 8, 2026Closed$425,000
  • Aug 5, 2026Pending$425,000
  • Jun 10, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $247/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
629 Hummingbird Court, Jacksonville, FL 32259Listed by ERA ONETEAM REALTYAug 2026$420,000$2253/21,866560.2
405 Lolly Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$478,000$2204/22,17000.4
796 Grand Parke Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$428,000$2254/21,9031100.6
12777 Dogwood Hill Drive, Jacksonville, FL 32223Listed by ROUND TABLE REALTYAug 2026$575,000$3013/2.51,91011.4
3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COASTSep 2026$507,000$2294/32,21081.5
1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$720,000$3993/31,805921.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$247
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,723
Acres0.17 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address244 Clover Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number2500030210
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Golf Course, Jogging Path, Playground, Tennis Court(s)
Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
FencingBack Yard
RoofShingle
ConstructionBrick, Fiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 11, 2026
Days on Market18
HOA Fees$580 / Annually
HOA FrequencyAnnually
Tax Amount$6,409.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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