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This home is in Jacksonville.

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Active

Active·1 day on market

717 Tee Time Lane

Jacksonville, FL 32259

$359,900$291/sqftEst. $1,829/moMLS# 2156113
3
Beds
2
Baths
1,236
Sq Ft
1996
Built
2
Garage
No
Pool

About this home

Jacksonville

Situated in the sought-after St. Johns County corridor of Jacksonville, this 3-bedroom, 2-bath home offers a functional, livable layout with well-proportioned rooms, a comfortable flow throughout, ample garage storage, and flexibility for a variety of lifestyles. The surrounding neighborhood is a standout, known for its top-rated schools, convenient access to shopping, dining, and major commuter routes, and the relaxed pace of life that makes this zip code so consistently popular with buyers making this a solid, well-located home ready for its next chapter.

Cost to own

Mortgage calculator

$359,900
$71,980
Loan Term
Monthly Payment
$1,829
Principal & Interest: $1,829
Est. Taxes & Insurance: $457
Estimated Total Monthly
$2,287
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,829
Property taxesest. at asking price, St. Johns County$479
HOAbilled annually$48
Estimated total, before insurance$2,357/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,214/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 19, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,900
Price / Sq Ft$291
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,236
Acres0.10 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address717 Tee Time Lane, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSummerchase
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size4,356 sq ft
Parcel Number2491000840

Amenities

AmenitiesManagement - Off Site
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingBack Yard
ConstructionBrick Veneer, Fiber Cement

Additional Information

Date ListedJuly 19, 2026
Days on Market0
HOA Fees$580 / Annually
HOA FrequencyAnnually
Tax Amount$5,214.46
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OFFERPAD BROKERAGE FL LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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