This home is in Jacksonville — a home near Mandarin High School.
Sold·Closed Aug 14, 2026·22 days on market·Recent sales in Mandarin
3278 Twisted Oaks Lane
Jacksonville, FL 32223
About this home
Jacksonville
PRICE IMPROVEMENT! Sellers are offering buyers a $2500 credit for closing costs or rate buy down. This adorable home is nestled on a quiet cul-de-sac in a beautiful tree-lined neighborhood that offers the perfect blend of comfort, charm and convenience. With it's open floor plan and spacious 0.32 acre lot, this home is ideal for first-time homebuyers, those looking to downsize or anyone seeking a peaceful retreat in one of Mandarin's most desirable areas. Enjoy the large backyard and covered back porch with its inviting space for entertaining family and friends, relaxing with your morning coffee or giving pets and young children plenty of room to play. Recent updates include new roof (April 2026), new HVAC (2020), new dishwasher (January 2026), new above range microwave (2024) and updated covered back porch (2025)
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,201 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $392,763 | $225,680 | — |
| 2024 | $403,223 | $218,613 | — |
| 2023 | $361,709 | $210,790 | ▲ $35,860 |
| 2022 | $314,794 | $203,195 | ▲ $9,485 |
| 2021 | $263,582 | $195,821 | — |
| 2020 | $242,428 | $192,428 | ▲ $26,741 |
2025 property taxes (current owner): $4,551/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 14, 2026Closed$465,000
- Aug 6, 2026Pending$465,000
- Jul 4, 2026Listed$465,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $229/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3044 Marbon Estates Lane S, Jacksonville, FL 32223Listed by HOUWZER, INC. | Sep 2026 | $340,000 | $220 | 3/2 | 1,543 | 4 | 0.3 |
| 12340 Macaw Drive, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $394,100 | $221 | 3/2 | 1,782 | 3 | 0.4 |
| 3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $392,000 | $182 | 4/3 | 2,157 | 78 | 0.6 |
| 2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $430,000 | $188 | 4/2.5 | 2,286 | 16 | 0.6 |
| 12253 Orange Grove Drive, Jacksonville, FL 32223Listed by BARBARA ANN BURKE, BROKER | Sep 2026 | $540,000 | $231 | 3/2 | 2,334 | 79 | 0.7 |
| 3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $507,000 | $229 | 4/3 | 2,210 | 8 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLUID REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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