Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Julington Creek, St. Johns.

1 / 30

Pending

Pending·33 days on market·Julington Creek

1163 Eastwood Branch Drive

St. Johns, FL 32259

$559,900$181/sqftEst. $2,855/moMLS# 2149767

Beds

Baths

3,098

Sq Ft

2004

Built

Garage

Pool

About this home

Julington Creek

Step inside and discover all the potential this home has to provide! With 5 beds, 3.5 bathrooms and spacious living areas, this property compliments every day living for families, especially those who love entertaining & welcoming guests! Located in the highly sought out community of Julington Creek Plantation; there are endless resort-style amenities, including: multiple pools, fitness facilities, two amenities centers, walking paths, tennis & pickleball courts and more! New owners can enjoy added peace of mind knowing that all major systems and components have been updated within the past five years, including the roof, windows, HVAC system, and exterior paint. Conveniently located near top-rated St. Johns County schools, shopping, dining, and major roadways, the property provides both tranquility and accessibility. This home is priced to sell, so don't miss out on the opportunity to make this your own!

Cost to own

Mortgage calculator

Home Price

$559,900

Down Payment: 20%

$111,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,855

Principal & Interest: $2,855

Property taxes (est.): $745

Insurance (est.): $373

Estimated Total Monthly

$3,973

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,855

Property taxesest. at asking price, St. Johns County$745

HOAbilled annually$45

Estimated total, before insurance$3,645/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,056/yr · $505/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$451,590	$302,545	—
2024	$469,454	$293,311	—
2023	$473,413	$283,312	—
2022	$390,804	$273,604	—
2021	$314,179	$264,179	—
2020	$262,282	$262,282	—

2025 property taxes (current owner): $6,056/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.