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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pirates Bluff, Yulee.

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Sold

$667,500Sold6 bd · 5 ba · 3,644 sq ft

Sold·Closed Apr 23, 2026·285 days on market·Recent sales in Pirates Bluff·Pirates Bluff

96088 Pirates Bluff Road

Yulee, FL 32097

$667,500sold priceListed at $659,990 · 101.1% of asking$183/sqftMLS# 2089825
6
Beds
5
Baths
3,644
Sq Ft
2025
Built
3
Garage
No
Pool

3 more homes for sale in Pirates Bluff →Search Pirates Bluff on the map

HOA $83/mo9,413 sqft lotSingle Family Residence2 storiesNew construction

About this home

Pirates Bluff

Take advantage of this Builder's incentive: Fixed Rate 4.99% ©Jet HomeLoans Valid thru December 2025, contact agent with additional questions or review full disclosure in attachments! Now, Experience easy living and modern comfort at the brand new 96088 Pirates Bluff Rd in Yulee, FL. This spacious FENCED Boca II plan offers 6 bedrooms, 5 baths, a bonus room, and a 3-car garage across 3,644 square feet. The open layout includes a formal dining room, private office, and a large family room perfect for gatherings. The gourmet kitchen features 42'' white cabinets, quartz countertops, a tile backsplash, 36'' cooktop with stainless vent hood, and wall oven/microwave combo—ideal for everyday meals or entertaining. Wood-look tile flows through the main living spaces, combining style and durability. Located in Pirates Bluff, a quiet, well-planned community near top-rated schools, shopping, and quick access to Amelia Island and I-95.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,639
Property taxesest. at asking price, Nassau County$922
HOAbilled annually$83
Estimated total, before insurance$4,644/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96112 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSSep 2026$569,990$2056/42,7823830
96160 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$599,990$1805/43,3273410
96136 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2026$589,900$1775/43,3272580
96064 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJun 2026$600,000$2075/42,9002210
96124 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSMay 2026$580,000$1745/43,3383410
96266 Dowling Drive, Yulee, FL 32097Listed by SUMMER HOUSE REALTYJul 2026$1,310,000$3556/53,68750.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$659,990
Price / Sq Ft$181
Bedrooms6
Bathrooms5.00
Full Baths5
Square Footage3,644
Acres0.22 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address96088 Pirates Bluff Road, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPirates Bluff
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size9,413.32 sq ft
Lot Dimensions75x125
Parcel Number38-3N-28-0810-0005-0000

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
Road SurfaceConcrete

Additional Information

Date ListedMay 27, 2025
Days on Market285
HOA Fees$1,000 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Sold by: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pirates Bluff

Pirates Bluff is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Pirates Bluff homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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