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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pirates Bluff, Yulee.

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Sold

$580,000Sold5 bd · 4 ba · 3,338 sq ft

Sold·Closed May 29, 2026·341 days on market·Recent sales in Pirates Bluff·Pirates Bluff

96124 Pirates Bluff Road

Yulee, FL 32097

$580,000sold priceListed at $629,990 · 92.1% of asking$174/sqftMLS# 2089816
5
Beds
4
Baths
3,338
Sq Ft
2025
Built
2
Garage
No
Pool

3 more homes for sale in Pirates Bluff →Search Pirates Bluff on the map

HOA $83/mo9,413 sqft lotSingle Family Residence2 storiesNew construction

About this home

Pirates Bluff

Take advantage of this Builder's incentive: Fixed Rate 4.99% ©Jet HomeLoans Valid thru April 30th 2026, contact agent with additional questions or review full disclosure in attachments! This Fernandina plan offers 5 bedrooms, 4 baths, and a spacious loft across 3,338 square feet. The two-story layout includes a formal dining room and an open floorplan ideal for both relaxation and entertaining. The kitchen features 42'' cabinets, a large island with quartz countertops, a tile backsplash, a 36'' cooktop with stainless steel vent hood, and a wall oven/microwave combo. Wood-look tile flooring flows through the main living areas, while the bedrooms offer plush carpeting. Additional highlights include a smart thermostat, walk-in closets, and a 2-car garage. Located in Pirates Bluff, this home is close to top-rated schools, shopping, and just a short drive to Amelia Island beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,162
Property taxesest. at asking price, Nassau County$801
HOAbilled annually$83
Estimated total, before insurance$4,046/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96112 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSSep 2026$569,990$2056/42,7823830
96160 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$599,990$1805/43,3273410
96136 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2026$589,900$1775/43,3272580
96064 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJun 2026$600,000$2075/42,9002210
96088 Pirates Bluff Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSApr 2026$667,500$1836/53,6442850
96266 Dowling Drive, Yulee, FL 32097Listed by SUMMER HOUSE REALTYJul 2026$1,310,000$3556/53,68750.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$629,990
Price / Sq Ft$189
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,338
Acres0.22 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address96124 Pirates Bluff Road, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionPirates Bluff
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size9,413.32 sq ft
Lot Dimensions75x125
Parcel Number38-3N-28-0810-0008-0000
ZoningPUD

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2

Exterior

Road SurfacePaved

Additional Information

Date ListedMay 27, 2025
Days on Market341
HOA Fees$1,000 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Sold by: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pirates Bluff

Pirates Bluff is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Pirates Bluff homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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