This home is in Mill Creek Forest, St. Johns.
Active·143 days on market·Mill Creek Forest
272 Wye Road
St. Johns, FL 32259
15 more homes for sale in Mill Creek Forest →Search Mill Creek Forest on the map
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About this home
Mill Creek Forest
**$499,900 • NO CDD FEES • PRICED TO SELL, This home priced BELOW RECENT NEIGHBORHOOD SALES! Possible Seller financing with an acceptable offer. Why pay more for the same floor plan? This nearly new Toll Brothers home in St. Johns gives you the quality and design buyers love at a price that lets you add your own personal touches. The gourmet kitchen is a cook's dream, with a gas range, upgraded double oven, classic subway tile backsplash, and a built-in water filtration system. A whole-home water softener and durable epoxy-coated garage floors add everyday comfort and easy care. Step outside to the best part: your backyard sits against a private fence and a peaceful preserve, so you'll enjoy wooded views and quiet with no rear neighbors. All this with NO CDD fees and St. Johns County schools. Homes in this community rarely come along at this price, and Toll Brothers is nearly sold out. Schedule your private showing today before someone else claims this incredible value!
Next steps in Mill Creek Forest
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 15 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Park11 min drive · 1 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 5 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 4 mi · St. Johns River
Closest youth league fields
Aberdeen Park11 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix5 min drive · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:39 AM, sunset 6:41 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $93,500 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $419,687 | $419,687 | — |
| 2024 | $120,000 | $120,000 | — |
| 2023 | $100,000 | $100,000 | — |
2025 property taxes (current owner): $5,987/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 13, 2026Price change$499,900−$5,000
- Jul 30, 2026Price change$504,900−$10,000
- Jul 16, 2026Price change$514,900−$10,000
- Jun 8, 2026Listed$524,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $278/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 120 Dalton Mill Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY | Sep 2026 | $540,000 | $300 | 3/2 | 1,801 | 56 | 0.6 |
| 190 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by ASHLEY HOMES REALTY LLC | Sep 2026 | $402,000 | $257 | 3/2 | 1,564 | 13 | 1.7 |
| 79 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by RELAX REALTY LLC | Sep 2026 | $429,000 | $227 | 4/3 | 1,886 | 5 | 1.7 |
| 57 Aileron Lane, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $546,904 | $256 | 4/3 | 2,139 | 1 | 1.8 |
| 738 Shetland Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $460,000 | $225 | 4/3 | 2,040 | 5 | 1.8 |
| 717 Shetland Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Oct 2026 | $435,000 | $239 | 3/2 | 1,819 | 29 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PUBLIC SERVICES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mill Creek Forest
Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Mill Creek Forest homes for sale →Keep looking
More homes in Mill Creek Forest
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For Sale145 Bridgeton StreetSt. Johns, FL 32259
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Under Contract274 Valley Falls WaySt. Johns, FL 32259
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$540,000Est. $2,874/moBANK APPRAISED and APPROVED PRICE Experience the pinnacle of sophisticated living in this exquisite Toll Brothers home…
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For Sale131 Bridgeton StreetJacksonville, FL 32259
3 bd · 2.5 ba · 2,170 sq ft
$551,999Est. $2,938/moBeautiful move-in-ready home in the desirable gated community of Mill Creek Forest, featuring modern finishes, an open…
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Krista Fracke
Broker Associate
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