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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mill Creek Forest, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 17, 2026·56 days on market·Recent sales in Mill Creek Forest·Mill Creek Forest

120 Dalton Mill Drive

St. Johns, FL 32259

$540,000sold priceListed at $575,000 · 93.9% of asking$300/sqftMLS# 2154221
3
Beds
2
Baths
1,801
Sq Ft
2024
Built
2
Garage
No
Pool

16 more homes for sale in Mill Creek Forest →Search Mill Creek Forest on the map

FEMA Zone XHOA $154/mo6,534 sqft lotSingle Family Residence1 story

About this home

Mill Creek Forest

Beautifully upgraded 3-bedroom, 2-bath home in Mill Creek Forest, built in 2024 by Toll Brothers, showcases exceptional craftsmanship, elegant finishes, and thoughtful design throughout. Plantation shutters and luxury vinyl plank flooring enhance the home's sophisticated style. The gourmet kitchen features stunning quartz countertops, premium finishes, abundant cabinetry, and a spacious island that flows seamlessly into the open-concept living area, highlighted by tray ceilings. Triple sliding glass doors open to a spacious screened lanai overlooking a tranquil preserve framed by majestic pines, creating the perfect indoor-outdoor living experience. Extra windows throughout the home fill every space with abundant natural light, enhancing the bright, open feel. The private primary suite offers a peaceful retreat with tray ceilings, a custom-designed walk-in closet, and a spa-inspired bath featuring dual vanities and upscale finishes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, St. Johns County$719
HOAbilled quarterly$154
Estimated total, before insurance$3,863/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,699/yr · $225/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,699/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Closed$575,000
  • Sep 10, 2026Pending$575,000
  • Jul 7, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $319/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
190 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by ASHLEY HOMES REALTY LLCSep 2026$402,000$2573/21,564131.3
79 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by RELAX REALTY LLCSep 2026$429,000$2274/31,88651.3
483 S Aberdeenshire Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$415,000$1814/32,2882191.4
384 Shetland Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$395,000$2533/21,56401.4
717 Shetland Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$435,000$2393/21,819291.5
544 Grampian Highlands Drive, St. Johns, FL 32259Listed by ASSIST2SELL BUYERS & SELLERS REALTYSep 2026$414,900$2244/21,850381.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$319
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,801
Acres0.15 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address120 Dalton Mill Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMill Creek Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,534 sq ft
Parcel Number0013512190

Amenities

AmenitiesClubhouse, Gated, Maintenance Grounds, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

AppliancesDisposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryLower Level, Sink
SecurityKey Card Entry, Other

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
ConstructionWood Siding
Road SurfaceAsphalt

Additional Information

Date ListedJuly 7, 2026
Days on Market56
HOA Fees$461 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$2,699.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mill Creek Forest

Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Mill Creek Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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