This home is in Mill Creek Forest, St. Johns — a gated community home in St. Johns County.
Sold·Closed Sep 17, 2026·56 days on market·Recent sales in Mill Creek Forest·Mill Creek Forest
120 Dalton Mill Drive
St. Johns, FL 32259
16 more homes for sale in Mill Creek Forest →Search Mill Creek Forest on the map
About this home
Mill Creek Forest
Beautifully upgraded 3-bedroom, 2-bath home in Mill Creek Forest, built in 2024 by Toll Brothers, showcases exceptional craftsmanship, elegant finishes, and thoughtful design throughout. Plantation shutters and luxury vinyl plank flooring enhance the home's sophisticated style. The gourmet kitchen features stunning quartz countertops, premium finishes, abundant cabinetry, and a spacious island that flows seamlessly into the open-concept living area, highlighted by tray ceilings. Triple sliding glass doors open to a spacious screened lanai overlooking a tranquil preserve framed by majestic pines, creating the perfect indoor-outdoor living experience. Extra windows throughout the home fill every space with abundant natural light, enhancing the bright, open feel. The private primary suite offers a peaceful retreat with tray ceilings, a custom-designed walk-in closet, and a spa-inspired bath featuring dual vanities and upscale finishes.
Next steps in Mill Creek Forest
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 16 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Park11 min drive · 1 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 5 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 4 mi · St. Johns River
Closest youth league fields
Aberdeen Park11 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix5 min drive · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,699/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 6, 2026Closed$575,000
- Sep 10, 2026Pending$575,000
- Jul 7, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $319/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 190 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by ASHLEY HOMES REALTY LLC | Sep 2026 | $402,000 | $257 | 3/2 | 1,564 | 13 | 1.3 |
| 79 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by RELAX REALTY LLC | Sep 2026 | $429,000 | $227 | 4/3 | 1,886 | 5 | 1.3 |
| 483 S Aberdeenshire Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $415,000 | $181 | 4/3 | 2,288 | 219 | 1.4 |
| 384 Shetland Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $395,000 | $253 | 3/2 | 1,564 | 0 | 1.4 |
| 717 Shetland Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Oct 2026 | $435,000 | $239 | 3/2 | 1,819 | 29 | 1.5 |
| 544 Grampian Highlands Drive, St. Johns, FL 32259Listed by ASSIST2SELL BUYERS & SELLERS REALTY | Sep 2026 | $414,900 | $224 | 4/2 | 1,850 | 38 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mill Creek Forest
Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





