This home is in Mill Creek Forest, St. Johns — a gated community home in St. Johns County.
Pending·230 days on market·Mill Creek Forest
42 Mason Branch Drive
St. Johns, FL 32259
15 more homes for sale in Mill Creek Forest →Search Mill Creek Forest on the map
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About this home
Mill Creek Forest
Ready for September/October 2026 and located on a stunning pond to preserve homesite in a gated community, this beautiful single story home is just a short stroll to the amenities and offers the added benefit of no CDD fees! Featuring 3 bedrooms, 2 bathrooms, and a 2 car garage across 1,800 sq. ft., the home includes an expanded primary bedroom for added comfort, a tray ceiling in the great room that enhances the open living space, and an impressive 8' x 12' glass sliding door that fills the home with natural light while showcasing the peaceful outdoor views, creating a warm and inviting atmosphere with a seamless indoor-outdoor living experience perfect for relaxing evenings or entertaining guests. Don't miss the chance to experience this home in person, come see it for yourself today!
Next steps in Mill Creek Forest
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 16 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Park11 min drive · 1 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 5 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 4 mi · St. Johns River
Closest youth league fields
Aberdeen Park11 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix5 min drive · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $85,000 | $85,000 | — |
2025 property taxes (current owner): $1,145/yr
Estimated taxes if purchased at asking price: ~$7,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 1, 2026Pending$497,000
- Jul 21, 2026Price change$497,000−$1,000
- Jul 19, 2026Price change$498,000−$1,000
- Jul 7, 2026Price change$499,000−$20,000
- Mar 5, 2026Listed$519,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $276/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 120 Dalton Mill Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY | Sep 2026 | $540,000 | $300 | 3/2 | 1,801 | 56 | 0.1 |
| 190 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by ASHLEY HOMES REALTY LLC | Sep 2026 | $402,000 | $257 | 3/2 | 1,564 | 13 | 1.3 |
| 79 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by RELAX REALTY LLC | Sep 2026 | $429,000 | $227 | 4/3 | 1,886 | 5 | 1.3 |
| 384 Shetland Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $395,000 | $253 | 3/2 | 1,564 | 0 | 1.3 |
| 717 Shetland Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Oct 2026 | $435,000 | $239 | 3/2 | 1,819 | 29 | 1.4 |
| 121 Balmoral Castle Drive, St. Johns, FL 32259Listed by 1 REALTY CORP | Sep 2026 | $440,000 | $229 | 4/2 | 1,923 | 43 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mill Creek Forest
Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Mill Creek Forest homes for sale →Keep looking
More homes in Mill Creek Forest
For Sale272 Wye RoadSt. Johns, FL 32259
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For Sale145 Bridgeton StreetSt. Johns, FL 32259
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$505,000Est. $2,688/moEnjoy the best of St. Johns living in this beautifully maintained home tucked away in the gated community of Mill Creek…
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For Sale274 Valley Falls WaySt. Johns, FL 32259
4 bd · 3 ba · 2,496 sq ft
$540,000Est. $2,874/moBANK APPRAISED and APPROVED PRICE Experience the pinnacle of sophisticated living in this exquisite Toll Brothers home…
Listing Office: real broker llc
For Sale131 Bridgeton StreetJacksonville, FL 32259
3 bd · 2.5 ba · 2,170 sq ft
$551,999Est. $2,938/moBeautiful move-in-ready home in the desirable gated community of Mill Creek Forest, featuring modern finishes, an open…
Listing Office: simp realty group llc
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Your Local Realtor
Krista Fracke
Broker Associate
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