This home is in West End, Ponte Vedra.

1 / 31

Active Under Contract

Active Under Contract·45 days on market·West End

52 Bellwood Avenue

Ponte Vedra, FL 32081

$445,000$272/sqftEst. $2,262/moMLS# 2148874

Beds

Baths

1,635

Sq Ft

2023

Built

Garage

Pool

About this home

West End

West End Luxe Living at 52: Live where everything happens. In the heart of Nocatee Town Center, this bright, modern townhome puts dining, coffee, shopping, and community events just steps from your front door. Sunlight fills every room, highlighting LVP floors, 8' doors, and beautifully upgraded lighting that makes the entire first floor feel open and inviting. The crisp wood-tone kitchen with quartz countertops, 42'' wood cabinetry, and a spacious layout flows seamlessly into the living area, perfect for casual entertaining or everyday life. Love the flat stock coastal trim! Upstairs, the primary suite offers a walk-in shower & closet, private balcony, and plenty of space to unwind, while two additional bedrooms and a loft provide flexible living for homework, hobbies, or quiet retreats. With a two-car garage, modern finishes, and unbeatable convenience, this townhome combines style, light, and location like no other. Simple. Bright. In the center of it all. Home.

Cost to own

Mortgage calculator

Home Price

$445,000

Down Payment: 20%

$89,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,262

Principal & Interest: $2,262

Est. Taxes & Insurance: $565

Estimated Total Monthly

$2,827

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,262

Property taxesest. at asking price, St. Johns County$592

HOAbilled monthly$243

Estimated total, before insurance$3,097/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $440,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$399,554	$399,554	—
2024	$385,709	$385,709	—
2023	$90,000	$67,760	—
2022	$61,600	$61,600	—

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Public water · JEA

Municipal drinking water from JEA per the county inventory.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 5, 2026Listed$445,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$445,000

Price / Sq Ft$272

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,635

Acres0.04 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address52 Bellwood Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionWest End At Town Center

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size1,742.4 sq ft

Parcel Number0680470720

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level