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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in West End, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Mar 31, 2026·197 days on market·Recent sales in West End·West End

33 Spinney Lane

Ponte Vedra, FL 32081

$485,000sold priceListed at $490,000 · 99% of asking$258/sqftMLS# 2099123
4
Beds
3.5
Baths
1,877
Sq Ft
2024
Built
2
Garage
No
Pool

18 more homes for sale in West End →Search West End on the map

HOA $236/mo2,178 sqft lotTownhouse2 storiesNew construction

About this home

West End

Welcome to The Harbor, a rare opportunity in the West End Townhomes. This is the only 4-bedroom floor plan in the entire enclave, and as a desirable South facing end unit, it offers added privacy, & natural light. The open-concept living area flows effortlessly between the kitchen, dining, and living spaces—perfect for everyday living & entertaining. Two primary suites, one downstairs & one upstairs, provide incredible flexibility for guests or multigenerational living. Upstairs features a spacious loft ideal for a home office, media room, or quiet escape, plus 2 additional bedrooms with a Jack & Jill bathroom. The rear entry 2 car garage has generous storage & the home comes move-in ready with a brand-new washer, dryer, & refrigerator. Even better, the CDD Bond has been paid off! Located in the heart of NE FL, in Nocatee, you're minutes from world-class amenities, shopping, dining, parks, and miles of scenic trails. This home blends comfort, convenience, and long-term value.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686
Property taxesest. at asking price, St. Johns County$645
HOAbilled monthly$236
Estimated total, before insurance$3,568/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,008/yr · $251/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:31 AM, sunset 6:50 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,008/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
67 Sewall Lane, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.May 2026$530,000$2704/3.51,966420
53 Sewall Lane, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.May 2026$623,787$3174/3.51,96690
14 Islington Lane, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Aug 2026$475,000$2573/2.51,8483780.1
52 Bellwood Avenue, Ponte Vedra, FL 32081Listed by LOKATIONAug 2026$445,000$2723/2.51,635210.1
238 Cool Springs Avenue, Ponte Vedra, FL 32081Listed by DOGWOOD REALTYJan 2026$550,000$2264/2.52,433280.1
773 Nocatee Village Drive, Ponte Vedra, FL 32081Listed by MCWRIGHT PROPERTY MANAGEMENTMay 2026$517,000$2883/21,793110.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$490,000
Price / Sq Ft$261
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,877
Total Structure Area2,431 sq ft
Acres0.05 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

Community Information

Address33 Spinney Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWest End At Town Center
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size2,178 sq ft
Parcel Number0680470150
ZoningMulti Family

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 1, 2026
Days on Market197
HOA Fees$236 / Monthly
HOA FrequencyMonthly
HOA NameWest End Home Onwers Association
Tax Amount$3,007.58
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: EXP REALTY LLC

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About West End

West End is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all West End homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines