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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, Ponte Vedra.

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Active

$292,0002 bd · 2.5 ba · 1,611 sq ft

Active·95 days on market·Beachwalk

44 Boracay Circle

Ponte Vedra, FL 32259

$292,000$181/sqftEst. $1,592/mo mortgageMLS# 2158815
↓ $6,000 below original list
2
Beds
2.5
Baths
1,611
Sq Ft
2021
Built
1
Garage
No
Pool

34 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $217/mo3,485 sqft lotTownhouse2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Beachwalk

Welcome to resort-style living at its absolute finest! This beautifully updated, turnkey townhome offers the ultimate low-maintenance lifestyle paired with unmatched community amenities. Step inside to a bright, freshly painted interior that perfectly complements the modern, open-concept floor plan. The premium upgrades extend all the way to the garage, featuring a showroom-quality, industrial-grade Shark Coating floor—perfect for a golf cart, home gym, or pristine storage. Best of all, you are buying into an appreciating entertainment hub. Beyond Beachwalk's signature 14-acre Crystal Lagoon, you will soon enjoy golf-cart convenience to the highly anticipated Ford's Garage and the upcoming Margaritaville Compass Hotel dining and boutique retail district. Don't miss your chance to own a move-in ready oasis!

Next steps in Beachwalk

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,592
Property taxesest. at asking price, St. Johns County$389
HOAbilled monthly$217
Estimated total, before insurance$2,198/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$292,000
$58,400
Loan Term
Monthly Payment
$1,592
Principal & Interest: $1,592
Property taxes (est.): $389
Insurance (est.): $195
Estimated Total Monthly
$2,175
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Aug 20, 2026Price change$292,000−$6,000
  • Aug 7, 2026Active$298,000
  • Aug 3, 2026Listed$298,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
111 Tamar Court, St. Johns, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$352,000$2543/21,388100.6
201 Talulla Trail, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$253,500$2102/2.51,2101060.8
119 Talulla Trail, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$257,000$2122/2.51,210760.8
371 Tamar Court, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$360,000$2593/21,388870.8
170 Talulla Trail, St. Augustine, FL 32095Listed by LUXURY PROPERTY SERVICES GROUPJul 2026$252,000$2082/2.51,2101180.8
47 Summer Daze Drive, St. Augustine, FL 32095Listed by REAL BROKER LLCOct 2026$280,000$1863/2.51,502740.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$292,000
Price / Sq Ft$181
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,611
Acres0.08 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address44 Boracay Circle, Ponte Vedra, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32259
Lot Size3,484.8 sq ft
Parcel Number0237200080
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage Door Opener, On Street

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Smart Home, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric, Hot Water
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
Security24 Hour Security

Exterior

ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 7, 2026
Days on Market95
HOA Fees$217.33 / Monthly
HOA FrequencyMonthly
HOA NameTPAM
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines