This home is in Johns Creek, St. Augustine.

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Active Under Contract

Active Under Contract·45 days on market·Johns Creek

57 Huffner Hill Circle

St. Augustine, FL 32092

$624,900$176/sqftEst. $3,176/moMLS# 2148918

Beds

Baths

3,547

Sq Ft

2013

Built

Garage

Pool

About this home

Johns Creek

This beautifully designed DreamFinders home is perfect for a large family. Designed for today's modern family, this expansive floor plan offers room for everyone. Upon entering, you'll find a spacious living room and dining room combination that provides flexibility for entertaining. The kitchen has a huge eat in space and family room. There is a downstairs bedroom with full bath for convenience, perfect for extended family or multi generational living. Upstairs you will discover oversized bedrooms, laundry and an extra large bonus room that can serve as a media room, game room, home office or additional bedroom. Step outside and experience an entertainer's dream backyard. The oversized paver patio offers abundant space for outdoor dining and hosting friends and family. Backing to a peaceful preserve and enclosed privacy fence and plenty of room for dog zoomies or adding a pool. Johns Creek residents enjoy great amenities for the whole family. The neighborhood is located close to

Cost to own

Mortgage calculator

Home Price

$624,900

Down Payment: 20%

$124,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,176

Principal & Interest: $3,176

Est. Taxes & Insurance: $794

Estimated Total Monthly

$3,970

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,176

Property taxesest. at asking price, St. Johns County$832

HOAbilled annually$10

Estimated total, before insurance$4,017/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$546,481	$345,376	—
2024	$569,355	$334,935	—
2023	$554,620	$323,723	—
2022	$490,300	$312,838	—
2021	$391,858	$302,270	—
2020	$364,259	$249,247	—

2025 property taxes (current owner): $7,928/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Active Under Contract$624,900
Jul 8, 2026Price change$624,900−$15,000
Jun 5, 2026Listed$639,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$624,900

Price / Sq Ft$176

Bedrooms6

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,547

Acres0.29 acres

Year Built2013

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address57 Huffner Hill Circle, St. Augustine, FL 32092

Area304- 210 South

SubdivisionJohns Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size12,632.4 sq ft

Parcel Number0099820130

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Pickleball, Playground, Tennis Court(s)

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Wood

# of Stories2

LevelsTwo

LaundryUpper Level