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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Aug 3, 2026·29 days on market·Recent sales in Mandarin

10464 Osprey Nest Drive W

Jacksonville, FL 32257

$362,000sold priceListed at $370,000 · 97.8% of asking$212/sqftMLS# 2148905
3
Beds
2
Baths
1,704
Sq Ft
1990
Built
2
Garage
No
Pool
FEMA Zone XHOA $10/mo8,276 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome home to this charming 3-bedroom, 2-brick residence nestled in a wonderful family-friendly neighborhood. Featuring durable wood-look laminate flooring throughout the main living areas and comfortable carpet in the bedrooms, this home offers both style and practicality. The spacious family room boasts vaulted ceilings and a cozy wood-burning fireplace, creating the perfect gathering space for family and friends. Both bathrooms have been thoughtfully updated, providing modern comfort and appeal. Step outside to enjoy the fully fenced backyard, ideal for children, pets, entertaining, or simply relaxing in your own private outdoor space. With a low HOA, attractive curb appeal, and a location in a highly desirable neighborhood, this home offers exceptional value and a welcoming place to call your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,005
Property taxesest. at asking price, Duval County$591
HOAbilled annually$10
Estimated total, before insurance$2,606/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$362,000
$72,400
Loan Term
Monthly Payment
$2,005
Principal & Interest: $2,005
Property taxes (est.): $591
Insurance (est.): $241
Estimated Total Monthly
$2,838
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,292 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$280,605$120,296—
2024$254,712$116,199▲ $5,904
2023$272,089$111,359—
2022$233,691$106,660▲ $5,000
2021$194,481$102,098—
2020$177,958$99,999—

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$370,000
  • Jul 30, 2026Pending$370,000
  • Jun 5, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10443 Osprey Nest Drive W, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYOct 2026$350,000$2233/21,571260.1
4623 Golden Spike Court, Jacksonville, FL 32257Listed by RE/MAX SPECIALISTSSep 2026$369,900$1913/21,94030.5
5237 Hoof Print Drive N, Jacksonville, FL 32257Listed by COMMUNITY REALTY ASSOCIATESSep 2026$349,500$2653/21,32160.7
5261 Hoof Print Drive N, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCOct 2026$369,000$2023/21,828800.8
4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORSSep 2026$390,000$2342/21,6691380.8
9970 Timberlake Drive E, Jacksonville, FL 32257Listed by BRANDYWINE HOMES USA LLCSep 2026$290,000$2233/21,3011371

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$370,000
Price / Sq Ft$217
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,704
Acres0.19 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address10464 Osprey Nest Drive W, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionNatures Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size8,276.4 sq ft
Parcel Number1556745152

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchGlass Enclosed
FencingFenced, Back Yard
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJune 5, 2026
Days on Market29
HOA Fees$120 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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