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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pointe Meadows, Jacksonville a waterfront home in Jacksonville.

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Active

Active·89 days on market·Pointe Meadows

7801 Point Meadows Drive 7308

Jacksonville, FL 32256

$194,000$156/sqftEst. $997/moMLS# 2148888
3
Beds
2
Baths
1,247
Sq Ft
2003
Built
Garage
No
Pool

About this home

Pointe Meadows

Freshly painted and featuring updated flooring, this beautifully maintained 3-bedroom, 2-bath waterfront condo in Point Meadows Place offers the perfect blend of comfort, convenience, and low-maintenance living. Enjoy serene pond views from your private screened balcony, while the spacious floor plan features luxury vinyl plank flooring, generous walk-in closets, and abundant natural light throughout.NEW A/C UNIT in 2019. W&D 2020. Residents enjoy a secure, gated community with elevator access and an impressive array of amenities, including a clubhouse, fitness center, resort-style pool, jogging path, car wash area, guest parking, and covered carport parking. On-site management provides added convenience and peace of mind. Monthly condo fees include water and sewer, making ownership even more hassle-free. Ideally located near shopping, dining, major employers, and Jacksonville's beaches, this move-in-ready waterfront condo offers exceptional value.

Cost to own

Mortgage calculator

$194,000
$38,800
Loan Term
Monthly Payment
$997
Principal & Interest: $997
Property taxes (est.): $317
Insurance (est.): $129
Estimated Total Monthly
$1,443
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$997
Property taxesest. at asking price, Duval County$317
HOAbilled monthly$473
Estimated total, before insurance$1,787/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,099/yr · $258/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$173,500$173,500 $29,500
2024$203,000$175,692
2023$203,000$159,720
2022$170,500$145,200
2021$132,000$132,000
2020$127,500$127,500

2025 property taxes (current owner): $3,099/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 5, 2026Listed$194,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$194,000
Price / Sq Ft$156
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,247
Year Built2003
TypeResidential
Sub-TypeCondominium
StyleContemporary
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address7801 Point Meadows Drive 7308, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionPoint Meadows Place
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677452754

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Elevator, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Sprinkler System, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionConcrete

Additional Information

Date ListedJune 5, 2026
Days on Market83
HOA Fees$472.82 / Monthly
HOA FrequencyMonthly
Tax Amount$3,098.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Pointe Meadows

Pointe Meadows is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all Pointe Meadows homes for sale →

Listing Courtesy of: THE THAYVER GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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