7801 Point Meadows Drive 8202

Jacksonville, FL 32256

$170,000$153/sqftEst. $873/moMLS# 2161449

Beds

Baths

1,112

Sq Ft

2003

Built

—

Garage

Pool

About this home

Pointe Meadows

Welcome to this beautifully maintained 2-bedroom, 2-bath condo in the sought-after Point Meadows Place community. This move-in-ready home offers comfortable living, thoughtful updates, and low-maintenance convenience, with the added ease of elevator access. Recent upgrades include windows, light fixtures, kitchen sink and faucet, AC, water heater, stove, refrigerator, and washer and dryer. Inside, bright and open living spaces create a welcoming atmosphere, while in-unit laundry adds everyday convenience. Enjoy the benefits of a gated community with a pool, clubhouse, and fitness center, all conveniently located just minutes from St. Johns Town Center, UNF, Mayo Clinic, I-295, and JTB. With its desirable location, modern updates, and easy-care lifestyle, this condo is a wonderful place to call home!

Cost to own

Mortgage calculator

Home Price

$170,000

Down Payment: 20%

$34,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$873

Principal & Interest: $873

Property taxes (est.): $278

Insurance (est.): $113

Estimated Total Monthly

$1,264

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$873

Property taxesest. at asking price, Duval County$278

HOAbilled monthly$473

Estimated total, before insurance$1,623/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,803/yr · $150/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$142,000	$91,278	▼ $32,000
2024	$174,000	$104,633	—
2023	$174,000	$100,130	—
2022	$155,000	$25,000	—
2021	$122,000	$25,000	—
2020	$118,000	$25,000	—

2025 property taxes (current owner): $1,803/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History