Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Pointe Meadows, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·1 day on market·Pointe Meadows

7801 Point Meadows Drive 6304

Jacksonville, FL 32256

$220,000$156/sqftEst. $1,131/moMLS# 2161100

Beds

Baths

1,412

Sq Ft

2003

Built

—

Garage

Pool

About this home

Pointe Meadows

Welcome to this spacious 1,412-square-foot condo in Point Meadows Place, offering three comfortable bedrooms and two full bathrooms. The thoughtfully designed floor plan provides plenty of room for everyday living, entertaining, or working from home. The guest bathroom features a convenient walk-in shower with grab bars for added support. The kitchen and pass-through were enhanced with quartz countertops in 2025. Additional improvements include an A/C system installed in May 2019 and a water heater, toilets, bathroom faucets, and water shutoff valves replaced in November 2022. The condo also features a dedicated main water shutoff for added convenience. The building is served by two elevators. HOA fees include water, sewer, garbage service, exterior maintenance, and access to the community car-wash and fitness areas. Enjoy low-maintenance condo living in a well-located community close to shopping, dining, major roadways, and everyday conveniences. No Showing until 9/1/26.

Cost to own

Mortgage calculator

Home Price

$220,000

Down Payment: 20%

$44,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,131

Principal & Interest: $1,131

Property taxes (est.): $359

Insurance (est.): $147

Estimated Total Monthly

$1,637

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,131

Property taxesest. at asking price, Duval County$359

HOAbilled monthly$473

Estimated total, before insurance$1,963/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,406/yr · $201/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,406/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History