This home is in Pointe Meadows, Jacksonville.

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Active·71 days on market·Pointe Meadows

7801 Point Meadows Drive 8406

Jacksonville, FL 32256

$160,000$128/sqftEst. $852/moMLS# 2128213

Beds

Baths

1,247

Sq Ft

2003

Built

—

Garage

Pool

About this home

Pointe Meadows

Bank Approved Price . Short Sale - Subject to Lender Approval. Stress-Free Condo Living at Its Finest! Experience carefree living in this exceptional fourth-floor end-unit, where water, sewer, pest control, exterior maintenance, and insurance are all included--eliminating surprise expenses and maximizing peace of mind. Enjoy resort-style amenities such as a sparkling pool, fully equipped fitness center, clubhouse, outdoor kitchen, playground, and the convenience of an elevator for easy access. Inside, you'll find a bright, open-concept layout featuring a private balcony with stunning views, three generously sized bedrooms, and two full bathrooms. The primary suite includes a spacious walk-in closet and private ensuite bath, while the additional bedrooms offer plenty of versatility--perfect for guests, a home office, or a hobby room. With in-unit laundry, abundant storage, and all appliances INCLUDED.

Cost to own

Mortgage calculator

Home Price

$160,000

Down Payment: 20%

$32,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$813

Principal & Interest: $813

Est. Taxes & Insurance: $203

Estimated Total Monthly

$1,017

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$852

Property taxesest. at asking price, Duval County$261

HOAbilled monthly$473

Estimated total, before insurance$1,586/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $210,000 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$173,500	$122,778	▼ $29,500
2024	$203,000	$175,692	—
2023	$203,000	$159,720	—
2022	$170,500	$145,200	—
2021	$132,000	$132,000	—
2020	$127,500	$127,500	—

2025 property taxes (current owner): $2,362/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History