This home is in Jacksonville.
Sold·Closed Aug 10, 2026·39 days on market·Recent sales in Jacksonville
10364 Benson Lake Drive
Jacksonville, FL 32222
About this home
Jacksonville
SELLER IS HIGHLY MOTIVATED! SELLER IS OFFERING $5,000 IN SELLER'S CONCESSIONS More home. Less money. Right now. This townhome delivers 1,553 sf in Jacksonville's most convenient suburban communities. Inside you'll find an open main level with a half bath perfect for guests, a kitchen built for real cooking, and two generous bedrooms each with their own full bath upstairs. The screened lanai is your private outdoor escape. The HOA covers exterior maintenance. All financing is welcomed!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,695 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $212,221 | $131,819 | — |
| 2024 | $213,488 | $127,397 | — |
| 2023 | $222,100 | $122,231 | ▲ $18,431 |
| 2022 | $195,634 | $117,215 | — |
| 2021 | $162,345 | $112,345 | — |
| 2020 | $150,439 | $150,439 | ▲ $6,210 |
2025 property taxes (current owner): $2,855/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 10, 2026Closed$215,500
- Jul 14, 2026Pending$215,500
- Jun 4, 2026Listed$215,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $139/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10357 Benson Lake Drive, Jacksonville, FL 32222Listed by ERA ONETEAM REALTY | Mar 2026 | $210,000 | $135 | 2/2.5 | 1,553 | 8 | 0 |
| 10356 Alder Creek Lane, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $242,000 | $154 | 3/2.5 | 1,574 | 12 | 0.3 |
| 9396 Grand Falls Drive, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $225,000 | $148 | 3/2.5 | 1,516 | 29 | 1.4 |
| 8629 Ribbon Falls Lane, Jacksonville, FL 32244Listed by MOMENTUM REALTY | May 2026 | $238,000 | $149 | 3/2.5 | 1,600 | 3 | 1.5 |
| 575 Oakleaf Plantation Parkway 916, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $135,000 | $117 | 2/2 | 1,150 | 184 | 2.2 |
| 575 Oakleaf Plantation Parkway 1502, Orange Park, FL 32065Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $185,000 | $167 | 2/2.5 | 1,110 | 122 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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