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Active

Active·93 days on market

575 Oakleaf Plantation Parkway 1502

Orange Park, FL 32065

$184,900$167/sqftEst. $940/moMLS# 2140845
2
Beds
2
Baths
1,110
Sq Ft
2021
Built
Garage
No
Pool

About this home

Orange Park

NOT A CONDO!! This well-maintained 2-bedroom, 2.5-bath TOWNHOME in Clay County offers a functional layout and low-maintenance living. Both bedrooms feature private ensuite baths and walk-in closets, with a convenient half bath located downstairs for guests. The kitchen comes fully equipped with all appliances, including the washer and dryer. Step out back to a private patio with a utility closet for extra storage. Ideally located just minutes from Oakleaf Town Center, shopping, dining, and major highways. Residents enjoy access to Oakleaf Plantation amenities, including the community pool and more.

Cost to own

Mortgage calculator

$184,900
$36,980
Loan Term
Monthly Payment
$940
Principal & Interest: $940
Property taxes (est.): $283
Insurance (est.): $123
Estimated Total Monthly
$1,346
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$940
Property taxesest. at asking price, Clay County$283
HOAbilled quarterly$167
Estimated total, before insurance$1,390/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$196,836$196,836
2024$194,178$194,178
2023$207,528$144,913
2022$189,236$139,236
2021$20,000$20,000

2025 property taxes (current owner): $3,735/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 16, 2026Price change$184,900$100
  • Jul 9, 2026Price change$185,000$1,700
  • Apr 19, 2026Listed$186,700

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$184,900
Price / Sq Ft$167
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,110
Acres0.03 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address575 Oakleaf Plantation Parkway 1502, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionJennings Point
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size1,306.8 sq ft
Parcel Number06042500786906943

Amenities

AmenitiesPool, Park
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 19, 2026
Days on Market89
HOA Fees$500 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,734.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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