Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 35
Sold

Sold·Closed Aug 27, 2026·29 days on market·Recent sales in Jacksonville

9396 Grand Falls Drive

Jacksonville, FL 32244

$225,000sold priceListed at $230,000 · 97.8% of asking$148/sqftMLS# 2149100
3
Beds
2.5
Baths
1,516
Sq Ft
2007
Built
1
Garage
No
Pool
FEMA Zone XHOA $132/mo2,614 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome to this beautiful townhome offering 3 spacious bedrooms and 3 bathrooms, perfectly designed for comfortable living. Enjoy water views from the rear screened enclosure, creating the perfect setting to relax and unwind. This well-maintained home features fresh interior paint and newer flooring throughout. The open and spacious layout offers plenty of room for everyday living and entertaining. Conveniently located within walking distance to shops and restaurants, you'll enjoy easy access to dining, shopping, and daily conveniences. Newer Ac and water heater in 2023. Residents of Cornerstone at Watermill have access to community amenities, including: swimming pool, tennis courts, playground. Whether you're looking for a primary residence or investment opportunity, this townhome combines comfort and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Duval County$367
HOAbilled monthly$132
Estimated total, before insurance$1,746/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,955/yr · $330/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,764
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $212,000 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$203,491$203,491—
2024$197,702$197,702▲ $10,000
2023$202,485$202,485▲ $26,195
2022$169,697$142,429—
2021$129,481$129,481▼ $33,978
2020$142,497$129,588—

2025 property taxes (current owner): $3,955/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$230,000
  • Jul 18, 2026Active Under Contract$230,000
  • Jul 15, 2026Price change$230,000−$5,000
  • Jun 19, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $131/sq ft; this home is listed at $152/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8629 Ribbon Falls Lane, Jacksonville, FL 32244Listed by MOMENTUM REALTYMay 2026$238,000$1493/2.51,60030.1
3408 Biltmore Way, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2026$190,000$1312/2.51,4451370.8
7898 Merchants Way, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$225,000$1643/2.51,368451
3750 Silver Bluff Boulevard 305, Orange Park, FL 32065Listed by ERA ONETEAM REALTYAug 2026$180,000$943/21,90871.1
3750 Silver Bluff Boulevard 203, Orange Park, FL 32065Listed by DJ & LINDSEY REAL ESTATEAug 2026$205,000$1272/21,610151.1
3750 Silver Bluff Boulevard 605, Orange Park, FL 32065Listed by SHOE REALTY INCJul 2026$222,500$1173/21,9081191.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$152
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,516
Acres0.06 acres
Year Built2007
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address9396 Grand Falls Drive, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionWatermill
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size2,613.6 sq ft
Parcel Number0164162210

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Cooktop, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2

Exterior

Patio / PorchRear Porch, Screened

Additional Information

Date ListedJune 19, 2026
Days on Market29
HOA Fees$132 / Monthly
HOA FrequencyMonthly
Tax Amount$3,954.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines