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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·3 days on market

10380 Benson Lake Drive

Jacksonville, FL 32222

$212,000$137/sqftEst. $1,165/mo mortgageMLS# 2170696
2
Beds
2.5
Baths
1,553
Sq Ft
2020
Built
1
Garage
No
Pool
FEMA Zone XHOA $281/mo2,614 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Don't miss out on this beautiful townhome located in the Longleaf community with NO CDD fees and an affordable monthly HOA! Longleaf offers two swimming pools, including a resort-style pool and a lap pool, along with a fitness center, catch-and-release fishing pond, and playground. Built in 2020, this modern townhome features freshly painted walls and a spacious kitchen with quartz countertops, 42-inch cabinets, and stainless steel appliances, including a range, dishwasher, microwave, and refrigerator. Durable ceramic tile flooring in the main living areas. Additional features include a screened lanai, perfect for enjoying the outdoors. With great community amenities and no CDD fees, this townhome has plenty to offer!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,165
Property taxesest. at asking price, Duval County$346
HOAbilled monthly$281
Estimated total, before insurance$1,792/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,801/yr · $233/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$212,000
$42,400
Loan Term
Monthly Payment
$1,165
Principal & Interest: $1,165
Property taxes (est.): $346
Insurance (est.): $141
Estimated Total Monthly
$1,653
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,801/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$212,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10364 Benson Lake Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$215,500$1392/2.51,553390
10356 Alder Creek Lane, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERYSep 2026$242,000$1543/2.51,574120.3
7932 Merchants Way, Jacksonville, FL 32222Listed by RE/MAX SPECIALISTSOct 2026$235,000$1443/2.51,627640.6
9390 Grand Falls Drive, Jacksonville, FL 32244Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$210,000$1393/2.51,5161011.5
9396 Grand Falls Drive, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$225,000$1483/2.51,516291.5
575 Oakleaf Plantation Parkway 916, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$135,000$1172/21,1501842.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$212,000
Price / Sq Ft$137
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,553
Acres0.06 acres
Year Built2020
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryEnterprise, reported on 40 other Longleaf listings
MiddleWestside, reported on 15 other Longleaf listings
HighWestside High School, reported on 46 other Longleaf listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10380 Benson Lake Drive, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionLongleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size2,613.6 sq ft
Parcel Number0164101355

Amenities

AmenitiesPool, Children's Pool, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch, Screened

Additional Information

Date ListedOctober 23, 2026
Days on Market3
HOA Fees$281 / Monthly
HOA FrequencyMonthly
HOA NameLeland Management
Tax Amount$2,800.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXT MOVE ATLANTIC COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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