This home is in Jacksonville.
Pending·146 days on market
7932 Merchants Way
Jacksonville, FL 32222
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
*VA ASSUMABLE 2.99% FOR VA ELIGIBLE BUYER* Beautifully upgraded end-unit townhome offering low-maintenance living in a quiet, tucked-away community just minutes from Oakleaf Town Center, restaurants, shopping, entertainment, and quick access to the First Coast Expressway. With guest parking and green space directly across the street, an extended driveway, and peaceful water views from the backyard, this home offers added privacy and one of the best locations in the community. Inside, you'll find luxury vinyl plank flooring throughout -- including the stairs -- along with upgraded lighting and ceiling fans in every room. The open-concept layout features white cabinetry, stainless steel appliances, recessed lighting, and spacious living and dining areas perfect for everyday living and entertaining.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,731 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $244,677 | $124,353 | — |
| 2024 | $245,645 | $119,860 | ▲ $17,641 |
| 2023 | $237,468 | $114,622 | ▲ $19,453 |
| 2022 | $209,511 | $114,036 | — |
| 2021 | $40,000 | $39,090 | — |
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 2, 2026Pending$239,000
- Jul 24, 2026Active Under Contract$239,000
- May 18, 2026Listed$239,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $147/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7898 Merchants Way, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $225,000 | $164 | 3/2.5 | 1,368 | 45 | 0.1 |
| 10356 Alder Creek Lane, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $242,000 | $154 | 3/2.5 | 1,574 | 12 | 0.3 |
| 10350 Alder Creek Lane, Jacksonville, FL 32222Listed by REAL BROKER LLC | Aug 2025 | $243,000 | $156 | 2/2.5 | 1,553 | 44 | 0.3 |
| 10364 Benson Lake Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $215,500 | $139 | 2/2.5 | 1,553 | 39 | 0.5 |
| 10357 Benson Lake Drive, Jacksonville, FL 32222Listed by ERA ONETEAM REALTY | Mar 2026 | $210,000 | $135 | 2/2.5 | 1,553 | 8 | 0.5 |
| 9396 Grand Falls Drive, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $225,000 | $148 | 3/2.5 | 1,516 | 29 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Meadows At Oakleaf
For Sale9843 Fiddleback LaneJacksonville, FL 32222
3 bd · 2.5 ba · 1,627 sq ft
$269,000Est. $1,432/moWelcome home to this beautiful 2023-built end-unit townhome offering modern style, comfort, and convenience! This…
Listing Office: keller williams jacksonville
For Sale9785 Fiddleback LaneJacksonville, FL 32222
2 bd · 2.5 ba · 1,165 sq ft
$200,000Est. $1,064/moWelcome home to 9785 Fiddleback Lane! This beautiful, low-maintenance townhome offers the perfect combination of…
Listing Office: mark spain real estate
For Sale7853 Merchants WayJacksonville, FL 32222
2 bd · 2.5 ba · 1,165 sq ft
$185,000Est. $985/moPriced to Sell!! Welcome to a beautifully maintained townhome located in the sought-after Meadows at Oakleaf community.…
Listing Office: herron real estate llc
For Sale9726 BridgewayJacksonville, FL 32222
3 bd · 2 ba · 1,648 sq ft
$327,000Est. $1,740/moPRICED TO SELL AT UNDER $200 A SQFT !! !!! Stunning 3 bedroom 2 full bath home features a dedicated office & 1648…
Listing Office: keller williams jacksonville
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines