Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 25
Sold

Sold·Closed Sep 1, 2026·12 days on market·Recent sales in Jacksonville

10356 Alder Creek Lane

Jacksonville, FL 32222

$242,000sold priceListed at $242,000 · 100% of asking$154/sqftMLS# 2154303
3
Beds
2.5
Baths
1,574
Sq Ft
2021
Built
1
Garage
No
Pool
FEMA Zone XHOA $281/mo2,614 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome home to this beautifully maintained townhome in the highly desirable Longleaf community! Showing like a model home, this exceptional property stands out from the rest with thoughtful upgrades and impeccable care throughout The stylish kitchen features upgraded hardware, a designer backsplash, and modern lighting that adds both elegance and functionality. The open-concept floor plan creates a bright and inviting atmosphere, perfect for everyday living and entertaining. The home has peaceful wooded view. Whether you're enjoying your morning coffee or relaxing after a long day, this outdoor space provides the perfect retreat. Ideally located in the heart of the Oakleaf area, you'll enjoy convenient access to shopping, dining, entertainment, and everyday necessities. Residents of Longleaf also have access to outstanding community amenities, including a swimming pool, playground, and recreational features.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,340
Property taxesest. at asking price, Duval County$395
HOAbilled monthly$281
Estimated total, before insurance$2,017/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,495/yr · $291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$242,000
$48,400
Loan Term
Monthly Payment
$1,340
Principal & Interest: $1,340
Property taxes (est.): $395
Insurance (est.): $161
Estimated Total Monthly
$1,897
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$219,472$163,550—
2023$228,369$157,331▲ $18,736
2022$201,293$151,293—
2021$45,000$45,000—

2025 property taxes (current owner): $3,495/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 3, 2026Closed$242,000
  • Jul 20, 2026Active Under Contract$242,000
  • Jul 8, 2026Price change$242,000−$100,000
  • Jul 8, 2026Listed$342,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10350 Alder Creek Lane, Jacksonville, FL 32222Listed by REAL BROKER LLCAug 2025$243,000$1562/2.51,553440
7738 Merchants Way, Jacksonville, FL 32222Listed by REAL BROKER LLCJun 2025$235,000$2022/2.51,165300.1
10357 Benson Lake Drive, Jacksonville, FL 32222Listed by ERA ONETEAM REALTYMar 2026$210,000$1352/2.51,55380.2
7898 Merchants Way, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$225,000$1643/2.51,368450.2
10364 Benson Lake Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$215,500$1392/2.51,553390.3
9396 Grand Falls Drive, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$225,000$1483/2.51,516291.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$242,000
Price / Sq Ft$154
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,574
Acres0.06 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address10356 Alder Creek Lane, Jacksonville, FL 32222
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionLongleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size2,613.6 sq ft
Parcel Number0164102715

Amenities

AmenitiesPool, Fitness Center, Playground
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewTrees/Woods

Interior

AppliancesMicrowave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Exterior

Patio / PorchFront Porch, Patio, Screened
RoofShingle

Additional Information

Date ListedJuly 8, 2026
Days on Market12
HOA Fees$281 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$3,495.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines