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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Oct 19, 2026·101 days on market·Recent sales in Jacksonville

9390 Grand Falls Drive

Jacksonville, FL 32244

$210,000sold priceListed at $220,000 · 95.5% of asking$139/sqftMLS# 2148669
3
Beds
2.5
Baths
1,516
Sq Ft
2007
Built
1
Garage
No
Pool
FEMA Zone XHOA $131/mo2,614 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

NEW WATER HEATER INSTALLED! Enjoy peaceful pond views and low-maintenance living in this beautifully updated 3-bedroom, 2.5-bath townhome located in the desirable Watermill community. Built in 2007 and priced at $230,000, this move-in-ready property offers an ideal opportunity for first-time homebuyers, investors, or anyone seeking convenience and value on Jacksonville's Westside. Step inside to discover updated flooring throughout that offers a clean, modern look that is both stylish and easy to maintain. The spacious main living area flows seamlessly into the dining space and kitchen, providing a functional layout for everyday living and entertaining. Located just minutes from NAS Jacksonville, major roadways, shopping, dining, and everyday conveniences, this home combines an attractive location with practical features that make ownership easy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,145
Property taxesest. at asking price, Duval County$343
HOAbilled monthly$131
Estimated total, before insurance$1,619/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,682/yr · $307/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$203,491$179,533—
2024$197,702$163,212▲ $10,000
2023$202,485$148,375▲ $26,195
2022$169,697$134,887—
2021$129,481$122,625—
2020$111,478$111,478—

2025 property taxes (current owner): $3,682/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 19, 2026Closed$220,000
  • Sep 21, 2026Pending$220,000
  • Jul 15, 2026Price change$220,000−$10,000
  • Jun 10, 2026Listed$230,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $131/sq ft; this home is listed at $145/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9396 Grand Falls Drive, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$225,000$1483/2.51,516290
3408 Biltmore Way, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2026$190,000$1312/2.51,4451370.8
7932 Merchants Way, Jacksonville, FL 32222Listed by RE/MAX SPECIALISTSOct 2026$235,000$1443/2.51,627641
3750 Silver Bluff Boulevard 305, Orange Park, FL 32065Listed by ERA ONETEAM REALTYAug 2026$180,000$943/21,90871.1
3750 Silver Bluff Boulevard 203, Orange Park, FL 32065Listed by DJ & LINDSEY REAL ESTATEAug 2026$205,000$1272/21,610151.1
3750 Silver Bluff Boulevard 605, Orange Park, FL 32065Listed by SHOE REALTY INCJul 2026$222,500$1173/21,9081191.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$220,000
Price / Sq Ft$145
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,516
Acres0.06 acres
Year Built2007
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryEnterprise, reported on 33 other Watermill listings
MiddleChaffee Trail, reported on 12 other Watermill listings
HighWestside High School, reported on 35 other Watermill listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address9390 Grand Falls Drive, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionWatermill
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size2,613.6 sq ft
Parcel Number0164162208

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Water Connected
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar
AppliancesDisposal, Electric Oven
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

ConstructionStucco

Additional Information

Date ListedJune 10, 2026
Days on Market101
HOA Fees$131 / Monthly
HOA FrequencyMonthly
Tax Amount$3,681.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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