This home is in Artisan Lakes, Jacksonville — a gated community home in Jacksonville.
Sold·Closed Jul 23, 2026·3 days on market·Recent sales in Artisan Lakes·Artisan Lakes
353 Cobbler Trail
Jacksonville, FL 32081
2 more homes for sale in Artisan Lakes →Search Artisan Lakes on the map
About this home
Artisan Lakes
Meticulously maintained and ideally situated in the exclusive gated 55+ Artisan Lakes in the award-winning Nocatee community (Ponte Vedra, FL), this home offers the perfect blend of comfort, luxury, and carefree living. With yard maintenance included in the HOA, enjoy a true lock-and-leave lifestyle. Peaceful pond views welcome you at the front, while a private preserve backdrop creates tranquility in the backyard. Featuring the highly sought-after Florence floor plan thoughtfully designed for effortless single-level living and entertaining, with 3 bedrooms, 3 full bathrooms, and a private guest suite with a sitting room/flex space, wet bar and mini fridge - perfect for visitors or multi-generational living. The heart of the home has an expansive open-concept kitchen, dining, and living area highlighted by a 9-foot quartz island, double ovens, and a large walk-in pantry. The spacious primary suite features an oversized shower, generous walk-in closet and serene views.
Next steps in Artisan Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,759 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $726,916 | $306,095 | ▲ $41,977 |
| 2024 | $686,194 | $296,761 | — |
| 2023 | $660,468 | $286,662 | — |
| 2022 | $602,031 | $276,857 | — |
| 2021 | $415,532 | $267,337 | — |
| 2020 | $412,526 | $262,956 | ▲ $5,000 |
2025 property taxes (current owner): $5,594/yr
Estimated taxes if purchased at asking price: ~$14,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 23, 2026Closed$740,000
- Jun 10, 2026Listed$740,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $276/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $775,000 | $282 | 3/3 | 2,747 | 33 | 0.1 |
| 435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVEN | Aug 2026 | $519,400 | $244 | 3/2 | 2,133 | 127 | 0.3 |
| 287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $610,000 | $228 | 4/2.5 | 2,677 | 78 | 0.5 |
| 95 Stony Ford Drive, Jacksonville, FL 32081Listed by WATSON REALTY CORP | Sep 2026 | $655,000 | $209 | 5/4 | 3,139 | 72 | 1 |
| 294 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $620,000 | $264 | 4/3 | 2,350 | 2 | 1.1 |
| 306 Southern Oak Drive, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,100,000 | $321 | 4/3.5 | 3,426 | 50 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Artisan Lakes
Artisan Lakes is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.
View all Artisan Lakes homes for sale →Keep looking
More homes in Artisan Lakes
For Sale86 Wheelwright LaneJacksonville, FL 32081
3 bd · 2.5 ba · 2,173 sq ft
$595,000Est. $3,167/moWelcome to effortless Florida living in Artisan Lakes where a beautifully appointed move-in-ready home meets the…
Listing Office: keller williams realty atlantic partners
Pending30 Armorer CourtJacksonville, FL 32081
2 bd · 2 ba · 1,751 sq ft
$490,000Est. $2,608/moBeautifully maintained and ideally situated within the exclusive gated 55+ neighborhood of Artisan Lakes in…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines