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Sold

Sold·Closed Aug 11, 2026·15 days on market

3750 Silver Bluff Boulevard 203

Orange Park, FL 32065

$205,000sold priceListed at $210,000 · 97.6% of asking$127/sqftMLS# 2151205
2
Beds
2
Baths
1,610
Sq Ft
2004
Built
1
Garage
No
Pool
FEMA Zone XHOA $300/mo1,220 sqft lotCondominium2 stories

About this home

Orange Park

Welcome home to this spacious 2-bedroom, 2-bath condo nestled in the sought-after Oakleaf community of Orange Park. At 1,610 square feet, this single-level interior unit offers more room than you'd expect at this price point. Step inside and you'll find a thoughtfully designed floor plan featuring a generous living room, an eat-in kitchen with breakfast nook and pantry, and a primary suite with a walk-in closet and tub/shower combo. Ceiling fans, an entrance foyer, and in-unit laundry round out the everyday conveniences that make this home truly livable. When it's time to unwind, the screened rear porch gives you a private outdoor retreat -- perfect for your morning coffee or a quiet evening. A dedicated 1-car garage adds the storage and security that condos don't always offer. Enjoy access to nearby soccer field and walking park with many everyday amenities close. This is the perfect home for any buyer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Property taxesest. at asking price, Clay County$314
HOAbilled monthly$300
Estimated total, before insurance$1,750/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,721/yr · $143/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,000
$41,000
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Property taxes (est.): $314
Insurance (est.): $137
Estimated Total Monthly
$1,586
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,637 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$191,098$0—
2024$189,409$0—
2023$185,208$0—
2022$160,656$0—
2021$128,823$0—
2020$120,162$0—

2025 property taxes (current owner): $1,721/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Closed$210,000
  • Jul 14, 2026Pending$210,000
  • Jun 18, 2026Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $130/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3750 Silver Bluff Boulevard 305, Orange Park, FL 32065Listed by ERA ONETEAM REALTYAug 2026$180,000$943/21,90870
3750 Silver Bluff Boulevard 605, Orange Park, FL 32065Listed by SHOE REALTY INCJul 2026$222,500$1173/21,9081190.1
3750 Silver Bluff Boulevard 2402, Orange Park, FL 32065Listed by SMILEEHOUSE AUCTION CO LLCAug 2026$204,000$1213/2.51,681410.2
3750 Silver Bluff Boulevard 2108, Orange Park, FL 32065Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$210,000$1193/2.51,760510.2
3408 Biltmore Way, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2026$190,000$1312/2.51,4451370.4
802 Grover Lane, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INCJul 2026$250,000$1473/2.51,704190.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Price / Sq Ft$130
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,610
Acres0.03 acres
Year Built2004
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOakleaf Village
MiddleOakleaf Jr High

Community Information

Address3750 Silver Bluff Boulevard 203, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionOakleaf
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size1,219.68 sq ft
Parcel Number05042500786802311
ZoningCondominium

Amenities

AmenitiesPool, Jogging Path, Park
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingVinyl
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedJune 18, 2026
Days on Market15
HOA Fees$300 / Monthly
HOA FrequencyMonthly
Tax Amount$1,720.53
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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