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Sold

Sold·Closed Jul 31, 2026·137 days on market

3408 Biltmore Way

Orange Park, FL 32065

$190,000sold priceListed at $215,000 · 88.4% of asking$131/sqftMLS# 2129208
2
Beds
2.5
Baths
1,445
Sq Ft
2010
Built
2
Garage
No
Pool
HOA $19/mo2,178 sqft lotTownhouse2 stories

About this home

Orange Park

Located in the heart of Oakleaf Plantation, this end-unit townhome offers a functional layout. The spacious family room features newer LVP flooring and flows into the kitchen with granite countertops; all kitchen appliances convey. A convenient downstairs powder bath is ideal for guests. Upstairs, you'll find two oversized bedrooms, each designed like a primary suite with private full baths and walk-in closets. Upstairs carpet is newer and upgraded. Both bathrooms have been updated with tile showers and newer flooring. The upstairs laundry room includes a washer and dryer that stay. Additional highlights include a 2-car garage, roof replaced in 2021, and a water softener. Enjoy low-maintenance living with access to Oakleaf Plantation's amenities, lagoon style pools, tower slides, pickleball/tennis/basketball courts, fitness centers, sports field and playgrounds. Plenty of shopping and dining nearby.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Clay County$291
HOAbilled annually$19
Estimated total, before insurance$1,363/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,038/yr · $420/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $291
Insurance (est.): $127
Estimated Total Monthly
$1,470
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$219,084$219,084—
2024$213,894$203,869—
2023$214,029$185,336—
2022$168,488$168,488—
2021$137,721$81,980—
2020$131,474$80,158—

2025 property taxes (current owner): $5,038/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $127/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3750 Silver Bluff Boulevard 203, Orange Park, FL 32065Listed by DJ & LINDSEY REAL ESTATEAug 2026$205,000$1272/21,610150.4
3750 Silver Bluff Boulevard 2402, Orange Park, FL 32065Listed by SMILEEHOUSE AUCTION CO LLCAug 2026$204,000$1213/2.51,681410.6
3750 Silver Bluff Boulevard 2108, Orange Park, FL 32065Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$210,000$1193/2.51,760510.6
9396 Grand Falls Drive, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$225,000$1483/2.51,516290.8
802 Grover Lane, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INCJul 2026$250,000$1473/2.51,704191.1
2759 Spencer Plantation Boulevard, Orange Park, FL 32073Listed by INI REALTYJun 2026$175,000$1163/2.51,5123481.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,000
Price / Sq Ft$149
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,445
Acres0.05 acres
Year Built2010
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOakleaf Village
MiddleOakleaf Jr High

Community Information

Address3408 Biltmore Way, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionOakleaf
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size2,178 sq ft
Parcel Number05042500786802018

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, On Street

Interior

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedJune 15, 2026
Days on Market137
HOA Fees$227 / Annually
HOA FrequencyAnnually
Tax Amount$5,038.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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