This home is in Jacksonville — a waterfront home in Jacksonville.
Active·8 days on market
8401 Watermill Boulevard
Jacksonville, FL 32244
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
WHAT A VIEW! From the moment you step inside this beautiful home, your eyes are immediately drawn to the stunning view of the gorgeous spring-fed lake just beyond the backyard. As the original owners and among the first to build in the neighborhood, these sellers had their pick of the lots—and it shows! Located in the highly sought-after WaterMill community, you'll enjoy an incredible lineup of amenities, including a Junior Olympic-size swimming pool, children's splash and water-play area, playground, basketball courts, tennis courts, sand volleyball court, picnic areas, and a community amenity center—all with NO CDD fees! Inside, the open floor plan seamlessly connects the kitchen and family room, creating the perfect space for entertaining or everyday living. The spacious primary suite offers a relaxing retreat, while separate formal living and dining rooms provide even more flexibility for hosting, working from home, or creating spaces that fit your lifestyle.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $283,318 | $93,192 | — |
| 2024 | $284,371 | $89,859 | ▲ $9,958 |
| 2023 | $294,571 | $85,786 | ▲ $10,000 |
| 2022 | $274,248 | $81,832 | — |
| 2021 | $202,729 | $77,993 | — |
| 2020 | $186,119 | $76,226 | ▲ $7,173 |
2025 property taxes (current owner): $2,183/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Listed$368,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Watermill
For Sale9435 Prosperity Lake DriveJacksonville, FL 32244
5 bd · 3 ba · 2,138 sq ft
$358,500Est. $1,908/moSpace, flexibility, and a layout that works. This 5-bedroom, 3-bath home near Oakleaf in Watermill offers 2,138 sqft…
Listing Office: watson realty corp
For Sale8426 Watermill BoulevardJacksonville, FL 32244
4 bd · 2 ba · 2,006 sq ft
$349,000Est. $1,858/moWelcome to this spacious, well-maintained home offering comfort, functionality, and an unbeatable location! Proudly…
Listing Office: florida homes realty & mtg llc
For Sale9357 Picarty DriveJacksonville, FL 32244
3 bd · 2 ba · 1,820 sq ft
$344,900Est. $1,836/moWelcome to Turn-Key Perfection in Watermill! Step into warmth, comfort, and ultimate peace of mind with this…
Listing Office: all real estate options inc
For Sale9533 Adelaide DriveJacksonville, FL 32244
3 bd · 2 ba · 2,104 sq ft
$344,000Est. $1,831/moThis perfectly maintained ready to move-in home is waiting for you! The interior features new paint, tile flooring in…
Listing Office: 21st century realty services of jacksonville
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines