Skip to main content

This home is in Silver Landing, St. Augustine.

Photo 1 / 10
Pending

Pending·54 days on market·Silver Landing

208 Silver Lily Way

St. Augustine, FL 32092

$565,000$227/sqftEst. $2,881/moMLS# 2148627
4
Beds
3
Baths
2,488
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Silver Landing

*SAMPLE IMAGE*.The Avalon is a beautifully designed single story home with 2,488 square feet of comfortable living space, offering 4 bedrooms and 3 full bathrooms. Set in a natural gas community, this home combines everyday function with thoughtful upgrades throughout. The gourmet kitchen is the heart of the home, featuring a 30 inch gas cooktop, stainless steel hood, electric oven and microwave combo, dishwasher, and 42 inch cabinets topped with quartz countertops. It is built for both cooking and gathering. A triple sliding glass door fills the main living area with natural light and opens to a covered lanai, creating the perfect space for relaxing evenings or weekend get togethers. The corner homesite adds extra space and curb appeal, giving this home an even more inviting presence. The Avalon delivers the layout buyers want, the finishes they love, and the comfort they expect, all on one easy living level.

Cost to own

Mortgage calculator

$565,000
$113,000
Loan Term
Monthly Payment
$2,881
Principal & Interest: $2,881
Property taxes (est.): $752
Insurance (est.): $377
Estimated Total Monthly
$4,009
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,881
Property taxesest. at asking price, St. Johns County$752
HOAbilled monthly$122
Estimated total, before insurance$3,755/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,525/yr · $127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$117,000$110,000
2024$100,000$100,000

2025 property taxes (current owner): $1,525/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$565,000
Price / Sq Ft$227
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,488
Total Structure Area2,914 sq ft
Acres0.18 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address208 Silver Lily Way, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilver Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Lot Dimensions60X150
Parcel Number0279723420
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Playground, Tennis Court(s)
UtilitiesCable Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAdditional Parking, Attached, Garage
ViewProtected Preserve

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Concrete, Tile
# of Stories1
SecuritySmoke Detector(s)

Exterior

RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJune 4, 2026
Days on Market0
HOA Fees$122 / Monthly
HOA FrequencyMonthly
HOA NameTotal Professional
Tax Amount$1,525.45
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silver Landing

Silver Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silver Landing homes for sale →

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke