This home is in Silver Landing, St. Augustine.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Active

Active·Listed today·Silver Landing

251 Country Fern Drive

St. Augustine, FL 32092

$585,000$258/sqftEst. $2,983/moMLS# 2157479

Beds

Baths

2,268

Sq Ft

2023

Built

Garage

Pool

About this home

Silver Landing

Welcome to this exceptional, like NEW residence where luxury, comfort, and thoughtful design come together in one of St. Johns County's most desirable communities. Showcasing premium upgrades throughout, this beautifully OPEN CONCEPT floor plan features 4 BED, 3 BATH, and a spacious 3 CAR GARAGE. Expansive sliding glass doors flood the interior with natural light and frame picturesque water views. Set on a premium homesite, the backyard offers exceptional privacy and plenty of room to relax, entertain, or design the pool of your dreams. Located just minutes from beautiful beaches, shopping, dining, and major commuter routes, this home offers the rare advantage of NO CDD fees while providing access to outstanding resort style amenities. Zoned for Florida's TOP rated St. Johns County School District, this remarkable property delivers an exceptional combination of luxury, convenience, and the Florida lifestyle you've been searching for.

Cost to own

Mortgage calculator

Home Price

$585,000

Down Payment: 20%

$117,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,983

Principal & Interest: $2,983

Property taxes (est.): $778

Insurance (est.): $390

Estimated Total Monthly

$4,151

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,983

Property taxesest. at asking price, St. Johns County$778

HOAbilled annually$135

Estimated total, before insurance$3,896/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,401/yr · $533/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,401/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$585,000

Price / Sq Ft$258

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,268

Acres0.18 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame, Traditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address251 Country Fern Drive, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Parcel Number0279716670

ZoningResidential

Amenities

AmenitiesBasketball Court, Children's Pool, Clubhouse, Dog Park, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesNatural Gas Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewLake, Pond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup