This home is in WGV Heritage Landing, St. Augustine.

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Active·45 days on market·WGV Heritage Landing

1725 Windover Place

St. Augustine, FL 32092

$444,900$195/sqftEst. $2,261/moMLS# 2148626

Beds

Baths

2,281

Sq Ft

2006

Built

Garage

Pool

About this home

WGV Heritage Landing

Welcome to Heritage Landing, one of St. Johns County's most desirable communities! This spacious 5-bedroom, 3-bath home offers plenty of room to spread out with formal living and dining rooms, a comfortable family room, and a breakfast nook just off the kitchen. The flexible floor plan includes a downstairs guest bedroom and full bath, providing convenient separation from the remaining bedrooms. The generous primary suite provides a relaxing retreat, while the additional living spaces offer versatility for a variety of needs. One of the home's standout features is the huge fenced backyard--an exceptional outdoor space with endless possibilities, including room to create your dream pool and backyard oasis. Major updates include a new roof installed in 2025, providing peace of mind for years to come. A one year buyer home warranty is also included. Beyond the home, Heritage Landing is known for its impressive community amenities, including a clubhouse, fitness center, resort-style pool

Cost to own

Mortgage calculator

Home Price

$444,900

Down Payment: 20%

$88,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,261

Principal & Interest: $2,261

Est. Taxes & Insurance: $565

Estimated Total Monthly

$2,827

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,261

Property taxesest. at asking price, St. Johns County$592

HOAbilled annually$11

Estimated total, before insurance$2,865/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$344,956	$333,665	—
2024	$354,737	$303,332	—
2023	$357,632	$275,756	—
2022	$333,398	$250,687	—
2021	$227,897	$227,897	—
2020	$212,853	$212,853	—

2025 property taxes (current owner): $7,279/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 16, 2026Price change$444,900−$5,100
Jun 4, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$444,900

Price / Sq Ft$195

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,281

Acres0.18 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address1725 Windover Place, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Heritage Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Parcel Number2881032630

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio

FencingBack Yard, Vinyl

RoofShingle

ConstructionBrick, Fiber Cement

Additional Information

Date ListedJune 4, 2026

Days on Market42

HOA Fees$135 / Annually

HOA FrequencyAnnually

Tax Amount$7,278.53

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About WGV Heritage Landing

WGV Heritage Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all WGV Heritage Landing homes for sale →

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

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