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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in WGV Heritage Landing, St. Augustine — a home near Tocoi Creek High School.

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Active·135 days on market·WGV Heritage Landing

1725 Windover Place

St. Augustine, FL 32092

$435,000$191/sqftEst. $2,409/moMLS# 2148626
↓ $15,000 below original list
5
Beds
3
Baths
2,281
Sq Ft
2006
Built
2
Garage
No
Pool

10 more homes for sale in WGV Heritage Landing →Search WGV Heritage Landing on the map

FEMA Zone XHOA $11/mo7,841 sqft lotSingle Family Residence2 stories

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About this home

WGV Heritage Landing

Welcome to Heritage Landing, one of St. Johns County's most desirable communities! This spacious 5-bedroom, 3-bath home offers plenty of room to spread out with formal living and dining rooms, a comfortable family room, and a breakfast nook just off the kitchen. The flexible floor plan includes a downstairs guest bedroom and full bath, providing convenient separation from the remaining bedrooms. The generous primary suite provides a relaxing retreat, while the additional living spaces offer versatility for a variety of needs. One of the home's standout features is the huge fenced backyard--an exceptional outdoor space with endless possibilities, including room to create your dream pool and backyard oasis. Major updates include a new roof installed in 2025, providing peace of mind for years to come. A one year buyer home warranty is also included. Beyond the home, Heritage Landing is known for its impressive community amenities, including a clubhouse, fitness center, resort-style pool

Next steps in WGV Heritage Landing

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, St. Johns County$579
HOAbilled annually$11
Estimated total, before insurance$3,000/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,279/yr · $607/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $579
Insurance (est.): $290
Estimated Total Monthly
$3,278
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$344,956$333,665—
2024$354,737$303,332—
2023$357,632$275,756—
2022$333,398$250,687—
2021$227,897$227,897—
2020$212,853$212,853—

2025 property taxes (current owner): $7,279/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 24, 2026Price change$435,000−$4,900
  • Aug 6, 2026Price change$439,900−$5,000
  • Jul 16, 2026Price change$444,900−$5,100
  • Jun 4, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
704 Waterlily Way, St. Augustine, FL 32092Listed by MILITARY REALTY INCAug 2026$365,000$1943/2.51,88260.1
1082 Three Forks Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$360,000$2064/21,74660.3
93 Scarlet Rose Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$750,000$2805/42,67950.5
2748 Spinnerbait Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$390,000$2113/21,85020.5
324 Silver Glen Avenue, St. Augustine, FL 32092Listed by FLUID REALTY, LLC.Sep 2026$362,500$1364/2.52,66870.6
757 Flowers Street, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$524,900$2365/32,221120.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$191
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,281
Acres0.18 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryWards Creek Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryWards Creek
Reported middlePacetti Bay
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1725 Windover Place, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv Heritage Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Parcel Number2881032630

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)
Community FeaturesStreet Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick, Fiber Cement

Additional Information

Date ListedJune 4, 2026
Days on Market112
HOA Fees$135 / Annually
HOA FrequencyAnnually
Tax Amount$7,278.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About WGV Heritage Landing

WGV Heritage Landing is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all WGV Heritage Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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