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This home is in Ashley Oaks, St. Augustine.

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Active·Listed today·Ashley Oaks

174 Scarlet Rose Lane

St. Augustine, FL 32092

$675,000$233/sqftEst. $3,593/moMLS# 2156050
5
Beds
4
Baths
2,894
Sq Ft
2013
Built
2
Garage
No
Pool

About this home

Ashley Oaks

Discover the perfect blend of space, flexibility, and location in this exceptional Ashley Oaks home. Nestled on a quiet cul-de-sac with tranquil pond views, this 5-bedroom, 4-bath residence features a private upstairs suite with a full bath, ideal for guests, multigenerational living, a home office, or media room. The oversized homesite offers endless possibilities, with ample room to create your dream pool, outdoor kitchen, or private backyard retreat. Ashley Oaks offers low HOA fees, no CDD fees, and the rare convenience of HOA-approved boat and RV parking. Ideally located near shopping, dining, parks, beaches, and major commuter routes, this home is zoned for top-rated St. Johns County schools. A rare opportunity to enjoy spacious living, privacy, and an unbeatable location.

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,431
Principal & Interest: $3,431
Est. Taxes & Insurance: $858
Estimated Total Monthly
$4,289
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,593
Property taxesest. at asking price, St. Johns County$898
HOAbilled annually$46
Estimated total, before insurance$4,537/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,802/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 18, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000
Price / Sq Ft$233
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,894
Acres0.49 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address174 Scarlet Rose Lane, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionAshley Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size21,344.4 sq ft
Parcel Number0129710120
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingElectric
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 18, 2026
Days on Market0
HOA Fees$550 / Annually
HOA FrequencyAnnually
Tax Amount$6,801.51
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Ashley Oaks

Ashley Oaks is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Ashley Oaks homes for sale →

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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