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This home is in Jacksonville.

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Active Under Contract

Active Under Contract·44 days on market

4369 Edgewater Crossing Drive 11-2

Jacksonville, FL 32257

$300,000$236/sqftEst. $1,530/moMLS# 2148345
2
Beds
2
Baths
1,269
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Jacksonville

Are you wanting to move out of that larger home, or similar sized home, or even a smaller one to forego that outside maintenance and live a more carefree lifestyle? Then perhaps this hidden gem of a community, nestled away in the Mandarin/Beauclerc area of Jacksonville, Florida is for you. Welcome to Edgewater at Sunbeam Condominiums. View the photos (FYI - Photos #7, #17, and #19 are virtually staged) and then ask yourself, ''how would I envision myself living in this unit and being a part of this community?'' Arrange for a viewing and see for yourself - this just may be your new home for all the right reasons and for many seasons to come. This original owner Villa unit is located near the entrance and across the street from the Clubhouse/Amenity Center. This unit features a fenced, outside patio which lends the owner and guests some privacy. The great room features a vaulted ceiling and a gas fireplace (never used). Wood floors in the living area and hallway, tile in wet areas, and

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,530
Principal & Interest: $1,530
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,219
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,530
Property taxesest. at asking price, Duval County$490
HOAbilled monthly$410
Estimated total, before insurance$2,429/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,157/yr · $96/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$229,500$36,385 $1,500
2024$228,000$33,103 $31,000
2023$197,000$29,081
2022$190,500$29,676
2021$177,000$25,885 $7,000
2020$170,000$49,141

2025 property taxes (current owner): $1,157/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Active Under Contract$300,000
  • Jun 10, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$300,000
Price / Sq Ft$236
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,269
Acres0.06 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4369 Edgewater Crossing Drive 11-2, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionEdgewater At Sunbeam
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size2,613.6 sq ft
Parcel Number1490320034
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Off Site, Trash
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump, Separate Meters
CoolingCentral Air, Electric, Separate Meters
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchPatio
ConstructionBrick, Fiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJune 11, 2026
Days on Market30
HOA Fees$410 / Monthly
HOA FrequencyMonthly
HOA NameEdgewater at Sunbeam Condominium Association
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$1,156.72
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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