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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Southern Creek Townhomes, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 10, 2026·23 days on market·Recent sales in Southern Creek Townhomes·Southern Creek Townhomes

325 Southern Branch Lane

St. Johns, FL 32259

$290,000sold priceListed at $294,900 · 98.3% of asking$194/sqftMLS# 2148190
3
Beds
2.5
Baths
1,497
Sq Ft
2004
Built
1
Garage
No
Pool

5 more homes for sale in Southern Creek Townhomes →Search Southern Creek Townhomes on the map

FEMA Zone XHOA $148/mo3,049 sqft lotTownhouse2 stories

About this home

Southern Creek Townhomes

Beautifully corner-unit townhome located in the highly sought-after Julington Creek Plantation community. This unique property offers an attached garage and two additional driveway parking spaces, providing convenience rarely found in townhome living. Freshly painted throughout the interior, this move-in-ready home has been tastefully updated with laminate flooring on both levels, including the staircase, creating a modern and cohesive feel. The updated kitchen features beautiful quartz countertops, newer LG appliances, newer AC and opens to comfortable living and dining spaces ideal for everyday living and entertaining. Step outside to enjoy the fully fenced backyard, offering privacy and a perfect space for pets, outdoor grilling, relaxing, or entertaining guests. As a corner unit, the home benefits from additional privacy and natural light throughout. Conveniently located near Publix, shopping, restaurants, and everyday conveniences

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,594
Property taxesest. at asking price, St. Johns County$386
HOAbilled monthly$148
Estimated total, before insurance$2,128/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,689/yr · $224/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$224,000$97,202—
2024$224,516$93,755—
2023$236,518$89,568—
2022$218,192$85,503—
2021$162,092$81,556—
2020$154,396$79,740—

2025 property taxes (current owner): $2,689/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 10, 2026Closed$294,900
  • Jun 1, 2026Listed$294,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
415 Southern Branch Lane, Jacksonville, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$237,500$1762/2.51,3461150.1
225 Northbridge Court Court, Jacksonville, FL 32259Listed by BETROS REALTY INCApr 2026$279,900$1873/2.51,497190.1
829 Southern Creek Lane, St. Johns, FL 32259Listed by ROUND TABLE REALTYJun 2026$200,000$1812/2.51,104780.2
624 Southbranch Drive, Jacksonville, FL 32259Listed by UNITED REAL ESTATE GALLERYMay 2026$210,000$1902/2.51,104960.2
877 Southern Creek Drive, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$232,500$1902/2.51,2221100.2
322 Redwood Lane, St. Johns, FL 32259Listed by US REALTY HUBSep 2026$228,000$1813/21,26060.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$294,900
Price / Sq Ft$197
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,497
Acres0.07 acres
Year Built2004
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address325 Southern Branch Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSouthern Creek
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size3,049.2 sq ft
Parcel Number2495590061

Amenities

AmenitiesPool, Gated
UtilitiesCable Available, Cable Connected, Electricity Connected, Water Available, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Gated

Interior

AppliancesDishwasher, Electric Range, ENERGY STAR Qualified Refrigerator, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Additional Information

Date ListedJune 2, 2026
Days on Market23
HOA Fees$148 / Monthly
HOA FrequencyMonthly
Tax Amount$2,688.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Sold by: LPT REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Southern Creek Townhomes

Southern Creek Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Southern Creek Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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