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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Southern Creek Townhomes, Jacksonville — a gated community home in St. Johns County.

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Sold

Sold·Closed May 27, 2026·96 days on market·Recent sales in Southern Creek Townhomes·Southern Creek Townhomes

624 Southbranch Drive

Jacksonville, FL 32259

$210,000sold priceListed at $228,000 · 92.1% of asking$190/sqftMLS# 2124488
2
Beds
2.5
Baths
1,104
Sq Ft
2003
Built
1
Garage
No
Pool

4 more homes for sale in Southern Creek Townhomes →Search Southern Creek Townhomes on the map

HOA $100/moTownhouse2 stories

About this home

Southern Creek Townhomes

2-bedroom, 2.5-bath townhome in the gated Southern Creek community of Julington Creek Plantation, located in top-rated St. Johns County. This home offers a functional floor plan, a one-car attached garage, and a convenient half bath on the main level. Upstairs, both bedrooms feature private ensuite bathrooms, providing privacy and flexibility. Recent updates include a new HVAC system and roof (2023). Residents enjoy access to Southern Creek amenities and the wider Julington Creek Plantation amenities, including pools, fitness centers, parks, and walking trails. Conveniently located near schools, shopping, dining, and major roadways.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, St. Johns County$279
HOAbilled quarterly$100
Estimated total, before insurance$1,543/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $279
Insurance (est.): $140
Estimated Total Monthly
$1,583
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$183,773$183,773—
2024$185,251$178,885—
2023$194,643$162,623—
2022$179,351$147,839—
2021$134,399$134,399—
2020$126,939$125,447—

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 23, 2026Listed$228,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
347 Redwood Lane, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$205,000$2032/21,008310.1
829 Southern Creek Lane, St. Johns, FL 32259Listed by ROUND TABLE REALTYJun 2026$200,000$1812/2.51,104780.1
742 Ginger Mill Drive, St. Johns, FL 32259Listed by LPT REALTY LLCSep 2026$195,000$1932/21,008950.2
322 Redwood Lane, St. Johns, FL 32259Listed by US REALTY HUBSep 2026$228,000$1813/21,26060.2
618 Briar Way Lane, St. Johns, FL 32259Listed by OAKSTRAND REALTY LLCSep 2026$200,000$2032/29841050.2
212 Beech Brook Street, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$225,000$1793/21,260280.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$228,000
Price / Sq Ft$207
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,104
Year Built2003
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address624 Southbranch Drive, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSouthern Creek
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Parcel Number2495580162

Amenities

AmenitiesPool, Gated
UtilitiesSewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryIn Garage

Exterior

Lot DescriptionDead End Street
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMay 23, 2026
Days on Market96
HOA Fees$300 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Southern Creek Townhomes

Southern Creek Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Southern Creek Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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