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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Sep 10, 2026·6 days on market·Recent sales in Julington Creek·Julington Creek

322 Redwood Lane

St. Johns, FL 32259

$228,000sold priceListed at $234,900 · 97.1% of asking$181/sqftMLS# 2158658
3
Beds
2
Baths
1,260
Sq Ft
2003
Built
—
Garage
No
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $289/mo1,742 sqft lotWaterfrontTownhouse2 stories

About this home

Julington Creek

Excellent 3 bedroom 2 bath townhome in desirable Riverside at Julington Creek Plantation. The popular and functional floorplan provides an open concept living space plus two bedrooms and one bath downstairs, and a private owner suite upstairs. This unit is perfect for a primary residence or an income-producing addition to your investment portfolio. Amazing Julington Creek Plantation and Riverside amenities means access to enjoying all Florida has to offer year-round.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,263
Property taxesest. at asking price, St. Johns County$303
HOAbilled monthly$289
Estimated total, before insurance$1,855/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,992/yr · $333/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$228,000
$45,600
Loan Term
Monthly Payment
$1,263
Principal & Interest: $1,263
Property taxes (est.): $303
Insurance (est.): $152
Estimated Total Monthly
$1,718
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,992/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Closed$234,900
  • Aug 8, 2026Active Under Contract$234,900
  • Aug 5, 2026Listed$234,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
212 Beech Brook Street, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$225,000$1793/21,260280
305 Redwood Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$214,000$2122/21,008910
220 Beech Brook Street, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2025$267,650$2123/21,26030
742 Ginger Mill Drive, St. Johns, FL 32259Listed by LPT REALTY LLCSep 2026$195,000$1932/21,008950.1
618 Briar Way Lane, St. Johns, FL 32259Listed by OAKSTRAND REALTY LLCSep 2026$200,000$2032/29841050.1
347 Redwood Lane, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$205,000$2032/21,008310.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$234,900
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,260
Acres0.04 acres
Year Built2003
TypeResidential
Sub-TypeTownhouse
StyleSpanish, Traditional
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address322 Redwood Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size1,742.4 sq ft
Parcel Number2495540135

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedAugust 5, 2026
Days on Market6
HOA Fees$288.8 / Monthly
HOA FrequencyMonthly
Tax Amount$3,991.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: US REALTY HUB

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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