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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Southern Creek Townhomes, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Apr 24, 2026·110 days on market·Recent sales in Southern Creek Townhomes·Southern Creek Townhomes

877 Southern Creek Drive

St. Johns, FL 32259

$232,500sold priceListed at $235,000 · 98.9% of asking$190/sqftMLS# 2120401
2
Beds
2.5
Baths
1,222
Sq Ft
2004
Built
1
Garage
No
Pool

5 more homes for sale in Southern Creek Townhomes →Search Southern Creek Townhomes on the map

HOA $100/mo1,742 sqft lotTownhouse2 stories

About this home

Southern Creek Townhomes

Extensively updated 1,222 sq ft 2-bedroom, 2.5-bath townhome in the gated Southern Creek community. NEW ROOF (Feb 2026), NEW HVAC (2025), and Water Heater (2025). Move-in ready with granite countertops, updated appliances, newer flooring & carpet, fresh paint, updated vanities, and contemporary finishes throughout. The bright, open layout is filled with abundant natural light and includes a private attached garage. Both upstairs bedrooms feature updated private en-suite baths, along with a convenient downstairs half bath. Washer and dryer included. Enjoy low-maintenance living & a low HOA - with additional access to Julington Creek Plantation amenities including pools, golf, tennis, pickleball, fitness centers, parks, and trails. Zoned for St. Johns County Public Schools and conveniently located near shopping, dining, and major roadways.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,278
Property taxesest. at asking price, St. Johns County$309
HOAbilled quarterly$100
Estimated total, before insurance$1,687/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,824/yr · $319/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,824/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
322 Redwood Lane, St. Johns, FL 32259Listed by US REALTY HUBSep 2026$228,000$1813/21,26060.1
347 Redwood Lane, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$205,000$2032/21,008310.1
305 Redwood Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$214,000$2122/21,008910.1
415 Southern Branch Lane, Jacksonville, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$237,500$1762/2.51,3461150.1
829 Southern Creek Lane, St. Johns, FL 32259Listed by ROUND TABLE REALTYJun 2026$200,000$1812/2.51,104780.1
624 Southbranch Drive, Jacksonville, FL 32259Listed by UNITED REAL ESTATE GALLERYMay 2026$210,000$1902/2.51,104960.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$192
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,222
Acres0.04 acres
Year Built2004
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address877 Southern Creek Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSouthern Creek
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size1,742.4 sq ft
Parcel Number2495600234

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySecurity Gate

Exterior

Patio / PorchFront Porch
RoofShingle
ConstructionStucco

Additional Information

Date ListedApril 9, 2026
Days on Market110
HOA Fees$300 / Quarterly
HOA FrequencyQuarterly
HOA NameSouthern Creek & Julington Creek Plantation POA
Tax Amount$3,823.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: REALTY ONE GROUP ELEVATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Southern Creek Townhomes

Southern Creek Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Southern Creek Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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