This home is in Oceanside Park, Jacksonville Beach.
Sold·Closed Jul 24, 2026·25 days on market·Recent sales in Oceanside Park·Oceanside Park
1175/1177 5th Street
Jacksonville Beach, FL 32250
14 more homes for sale in Oceanside Park →Search Oceanside Park on the map
About this home
Oceanside Park
Live on one side, let the other pay your mortgage. 5 blocks to the ocean. Private oversized lot. 10-minute walk to Whole Foods Market, Marshalls, HomeGoods, and more. Two separately metered units -- each 2BD/2.5BA with open living, updated kitchen & covered porch on a 50x125 lot. 2024 roof, fully re-plumbed 2010, and rewired. Move into the renovated unit day one while the other generates $2,900-$3,100/month in projected rent. Cosmetic value-add on the second unit leaves room to push rents further. The definition of a house hack -- affordable beach living that actually makes financial sense.
Next steps in Oceanside Park
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,680 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $638,484 | $638,484 | — |
| 2025 | $521,074 | $485,688 | — |
| 2024 | $618,065 | $594,257 | — |
| 2024 | $569,347 | $441,535 | — |
| 2023 | $602,046 | $540,234 | — |
| 2023 | $553,088 | $401,396 | — |
| 2022 | $580,448 | $491,122 | — |
| 2022 | $447,000 | $364,906 | — |
| 2021 | $446,475 | $446,475 | — |
| 2021 | $383,824 | $331,733 | — |
| 2020 | $428,792 | $428,792 | — |
| 2020 | $301,576 | $301,576 | — |
2025 property taxes (current owner): $9,183/yr
Estimated taxes if purchased at asking price: ~$15,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 24, 2026Closed$850,000
- Jul 20, 2026Pending$850,000
- Jun 1, 2026Listed$850,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $342/sq ft; this home is listed at $357/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 725 7th Avenue S, Jacksonville Beach, FL 32250Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $620,000 | $306 | 4/2 | 2,028 | 13 | 0.3 |
| 809 2nd Street S, Jacksonville Beach, FL 32250Listed by KST GROUP LLC | Jul 2026 | $960,000 | $376 | 5/4 | 2,554 | 59 | 0.3 |
| 620 1st Street, Jacksonville Beach, FL 32250Listed by WHOLESALE REALTY LLC | Sep 2026 | $1,025,000 | $488 | 5/4 | 2,100 | 10 | 0.4 |
| 887 & 889 8th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jul 2026 | $657,500 | $342 | 4/3 | 1,920 | 186 | 0.4 |
| 722 Oceanfront S, Jacksonville Beach, FL 32250Listed by CORE REALTY, LLC | Jun 2026 | $875,500 | $337 | 5/4.5 | 2,595 | 429 | 0.4 |
| 208 12th Avenue N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Jul 2025 | $980,000 | $333 | 8/4 | 2,946 | 38 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Oceanside Park
Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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