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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Aug 11, 2026·13 days on market·Recent sales in Oceanside Park·Oceanside Park

725 7th Avenue S

Jacksonville Beach, FL 32250

$620,000sold priceListed at $650,000 · 95.4% of asking$306/sqftMLS# 2154098
4
Beds
2
Baths
2,028
Sq Ft
1986
Built
—
Garage
No
Pool

14 more homes for sale in Oceanside Park →Search Oceanside Park on the map

FEMA Zone XNo HOA6,098 sqft lotDuplex

About this home

Oceanside Park

Just blocks from the Atlantic -- a fully interior renovated Jacksonville Beach duplex. Situated on a prime corner lot in the heart of Jax Beach, this turn-key property offers four off-street parking spaces -- a rare find this close to the water. Both units have been completely updated with modern finishes: granite countertops, shaker cabinetry w/soft shut doors/draws, subway tile backsplash, new vanities, and new tile in the tub/shower combo. Spacious, light-filled floor plans with generous living areas and ample closet space. A new HVAC system was installed just two years ago upstairs. Whether you're an owner-occupant looking to offset your mortgage, an investor seeking immediate cash flow, or a multi-generational family wanting two self-contained residences under

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, Duval County$1,012
Estimated total, before insurance$4,447/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,098/yr · $758/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $1,012
Insurance (est.): $413
Estimated Total Monthly
$4,860
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,807 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$508,897$485,016—
2024$560,265$440,924—
2023$470,496$400,840—
2022$380,250$364,400—
2021$383,292$331,273—
2020$301,158$301,158—

2025 property taxes (current owner): $9,098/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Closed$650,000
  • Jul 19, 2026Active Under Contract$650,000
  • Jul 15, 2026Price change$650,000−$39,000
  • Jul 7, 2026Listed$689,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $376/sq ft; this home is listed at $321/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
887 & 889 8th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$657,500$3424/31,9201860.1
1175/1177 5th Street, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$800,000$3364/52,384250.3
809 2nd Street S, Jacksonville Beach, FL 32250Listed by KST GROUP LLCJul 2026$960,000$3765/42,554590.4
620 1st Street, Jacksonville Beach, FL 32250Listed by WHOLESALE REALTY LLCSep 2026$1,025,000$4885/42,100100.5
722 Oceanfront S, Jacksonville Beach, FL 32250Listed by CORE REALTY, LLCJun 2026$875,500$3375/4.52,5954290.5
230 Margaret Street, Neptune Beach, FL 32266Listed by KST GROUP LLCSep 2026$1,200,000$5884/42,040502

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$321
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,028
Acres0.14 acres
Year Built1986
TypeResidential Income
Sub-TypeDuplex
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address725 7th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,098.4 sq ft
Parcel Number1765770000
ZoningMulti Family

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street, Shared Driveway

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Separate Meters
CoolingCentral Air, Separate Meters
FlooringCarpet, Tile
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionCorner Lot
FencingBack Yard
RoofShingle
ConstructionWood Siding
Other StructuresShed(s), Workshop
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJuly 7, 2026
Days on Market13
Tax Amount$9,097.7
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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