This home is in Pablo Beach South, Jacksonville Beach.
$1,025,000Sold5 bd · 4 ba · 2,100 sq ft
Sold·Closed Sep 10, 2026·10 days on market·Recent sales in Pablo Beach South·Pablo Beach South
620 1st Street
Jacksonville Beach, FL 32250
25 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map
About this home
Pablo Beach South
Incredible opportunity a block away from the ocean and just across the street from the beach! Public beach access visible right out the front door. With two downstairs unit and one unit upstairs, this triplex offers a strong potential cash flow with some TLC. Private parking available for each unit. Fenced yard area. Dedicate entrances. City has provided a zoning and development variance for setbacks and other requirements for new construction. Buyer to verify all details with the city. seller is asking for highest and best by 5pm on Wednesday 7.29
Next steps in Pablo Beach South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1945)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,722 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
7th Ave S5 min drive · 27 parking spaces
Closest park or preserve
Dutton Island Preserve17 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 6 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 1 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Fountain View Park (formerly Huguenot Park) / Jacksonville Beach Tennis Club4 min drive · Tennis
Closest grocery store
Publix2 min drive · 408 Beach Blvd, Jacksonville Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:44 AM, sunset 5:34 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $13,018/yr
Estimated taxes if purchased at asking price: ~$20,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 10, 2026Closed$1,089,000
- Aug 3, 2026Active Under Contract$1,089,000
- Jul 27, 2026Active$1,089,000
- Jul 24, 2026Listed$1,089,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $342/sq ft; this home is listed at $488/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 809 2nd Street S, Jacksonville Beach, FL 32250Listed by KST GROUP LLC | Jul 2026 | $960,000 | $376 | 5/4 | 2,554 | 59 | 0.1 |
| 722 Oceanfront S, Jacksonville Beach, FL 32250Listed by CORE REALTY, LLC | Jun 2026 | $875,500 | $337 | 5/4.5 | 2,595 | 429 | 0.1 |
| 555 7th Avenue S, Jacksonville Beach, FL 32250Listed by JPAR CITY AND BEACH | Feb 2026 | $670,000 | $372 | 4/0 | 1,800 | 0 | 0.3 |
| 1175/1177 5th Street, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jul 2026 | $800,000 | $336 | 4/5 | 2,384 | 25 | 0.4 |
| 725 7th Avenue S, Jacksonville Beach, FL 32250Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $620,000 | $306 | 4/2 | 2,028 | 13 | 0.5 |
| 887 & 889 8th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jul 2026 | $657,500 | $342 | 4/3 | 1,920 | 186 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WHOLESALE REALTY LLC
Sold by: WHOLESALE REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach South
Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines