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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Lakes, St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Jul 15, 2026·0 days on market·Recent sales in Julington Lakes·Julington Lakes

418 Freshwater Drive

St. Johns, FL 32259

$895,000sold priceListed at $899,000 · 99.6% of asking$328/sqftMLS# 2147573
4
Beds
3
Baths
2,730
Sq Ft
2018
Built
3
Garage
Yes
Pool

15 more homes for sale in Julington Lakes →Search Julington Lakes on the map

HOA $193/mo7,841 sqft lotSingle Family Residence1 story

About this home

Julington Lakes

Experience luxury one-story living in sought-after Julington Lakes! Built by Toll Brothers, this stunning 4BR/3BA Anastasia Craftsman design offers coastal-inspired elegance on a preserve homesite within a gated community. The open-concept layout features designer upgrades, an extended primary suite with spa-style bath, oversized secondary bedrooms, and expansive living spaces ideal for entertaining. Triple sliding glass doors open to an extended covered lanai with a private saltwater gas-heated pool and spa overlooking tranquil preserve views. Additional highlights include a 3-car garage and seamless indoor-outdoor living. Residents enjoy resort-style amenities including clubhouse, fitness center, pool, tennis, basketball courts, kayak launch, parks, walking trails, and direct boardwalk access to Veterans Park. Neighborhood has many community events with food trucks, fireworks, parades, etc. Convenient to top-rated schools, shopping, dining, and major commuter routes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,957
Property taxesest. at asking price, St. Johns County$1,191
HOAbilled quarterly$193
Estimated total, before insurance$6,341/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,147/yr · $512/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$895,000
$179,000
Loan Term
Monthly Payment
$4,957
Principal & Interest: $4,957
Property taxes (est.): $1,191
Insurance (est.): $597
Estimated Total Monthly
$6,745
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$741,338$419,597—
2024$658,343$407,064—
2023$623,343$393,751—
2022$552,498$380,826—
2021$457,422$368,278—
2020$425,600$362,503—

2025 property taxes (current owner): $6,147/yr

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 15, 2026Closed$899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $329/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$775,000$2394/33,2441020.2
152 Pine Haven Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$680,000$2613/22,610720.6
27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$726,000$2215/43,28980.9
201 Granite City Avenue, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$515,000$2184/32,361610.9
104 Morayshire Court, St. Johns, FL 32259Listed by SET YOUR ANCHOR REALTYSep 2026$440,000$2024/22,182300.9
1925 Barham Court, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$609,925$2275/42,685540.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,000
Price / Sq Ft$329
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,730
Acres0.18 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

Community Information

Address418 Freshwater Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Lakes
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,840.8 sq ft
Parcel Number0096821570

Amenities

AmenitiesBasketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Off Site, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecurityGated with Guard, Security Gate, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFiber Cement, Frame, Stone Veneer
Road SurfaceAsphalt

Additional Information

Date ListedMay 28, 2026
Days on Market0
HOA Fees$577.52 / Quarterly
HOA FrequencyQuarterly
HOA NameJulington Lakes
HOA Fee IncludesInsurance, Maintenance Grounds, Security
Tax Amount$6,146.71
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Option, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Lakes

Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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