This home is in Silverleaf Village, St. Augustine.

1 / 76

Active Under Contract

Active Under Contract·49 days on market·Silverleaf Village

18 Tarbert Lane

St. Augustine, FL 32092

$749,900$345/sqftEst. $3,991/moMLS# 2147405

Beds

Baths

2,176

Sq Ft

2020

Built

Garage

Yes

Pool

About this home

Silverleaf Village

Some homes are simply houses. This one is something else entirely. From the moment you arrive along a paver driveway, past a 3 car garage, with this home being powered by solar you know this one is different. Step inside, & it confirms everything. With a coveted corner lot position that means more space, more light, & a little more of everything. 8 foot doors open into interiors where rounded corners soften every edge, tile flows throughout with no carpet for easy maintenance & a layout designed for both daily life & entertaining. The kitchen is the heart of the home with a gas cooktop, soft-close cabinetry, a barn door pantry with custom built-ins, an island & breakfast bar. The dining room's wainscoting brings warmth to every meal, while mudroom built-ins & a laundry room with cabinets & shelving ensure that real life, in all its beautiful chaos, stays quietly organized. The large master suite is a genuine retreat, & finished to a standard that invites you to slow down.

Cost to own

Mortgage calculator

Home Price

$749,900

Down Payment: 20%

$149,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,812

Principal & Interest: $3,812

Est. Taxes & Insurance: $953

Estimated Total Monthly

$4,765

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,991

Property taxesest. at asking price, St. Johns County$998

HOAbilled annually$134

Estimated total, before insurance$5,123/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$527,228	$413,198	—
2024	$559,002	$400,845	—
2023	$485,183	$387,714	—
2022	$466,010	$374,965	—
2021	$370,894	$319,647	—
2020	$26,500	$26,500	—

2025 property taxes (current owner): $5,818/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 28, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,900

Price / Sq Ft$345

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,176

Acres0.27 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Salt Water, Screen Enclosure, Waterfall

Is WaterfrontNo

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address18 Tarbert Lane, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilverleaf Village

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size11,761.2 sq ft

Parcel Number0265722550

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit