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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rolling Hills, St. Augustine — a home near Pedro Menendez High School.

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Active

Active·149 days on market·Rolling Hills

133 Shell Creek Court

St. Augustine, FL 32086

$539,900$193/sqftEst. $2,967/mo mortgageMLS# 2147347
↓ $20,000 below original list
4
Beds
3.5
Baths
2,797
Sq Ft
2023
Built
2
Garage
No
Pool

24 more homes for sale in Rolling Hills →Search Rolling Hills on the map

FEMA Zone XHOA $88/mo6,970 sqft lotSingle Family Residence2 stories

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About this home

Rolling Hills

Welcome to this well-designed 4-bed, 3.5-bath sanctuary situated in a quiet, community near top-rated schools and Treaty Park, this home perfectly blends style with family functionality. The heart of the home is a gourmet kitchen featuring upgraded finishes. The open-concept living area boasts a striking full wall of sliding glass doors, seamlessly dissolving the boundary to a spacious covered patio--perfect for indoor-outdoor entertaining. Enjoy ultimate privacy with a coveted first-floor primary suite. Storage is unparalleled; every closet and the pantry have been professionally customized with high-end organization systems. Paired with unique design features throughout, this turnkey property offers a custom feel without the wait. Don't miss this rare St. Augustine gem!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,967
Property taxesest. at asking price, St. Johns County$718
HOAbilled monthly$88
Estimated total, before insurance$3,773/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,124/yr · $427/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$539,900
$107,980
Loan Term
Monthly Payment
$2,967
Principal & Interest: $2,967
Property taxes (est.): $718
Insurance (est.): $360
Estimated Total Monthly
$4,045
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $508,900 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$461,110$342,190—
2024$422,425$422,425—
2023$35,000$35,000—

2025 property taxes (current owner): $5,124/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Price change$539,900−$10,000
  • Jul 29, 2026Price change$549,900−$10,000
  • May 27, 2026Listed$559,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
50 Sandy Palm Trail, St. Augustine, FL 32086Listed by STA REALTYOct 2026$545,000$1675/4.53,266480.1
304 N Hidden Tree Drive, St. Augustine, FL 32086Listed by RE/MAX SPECIALISTSAug 2026$365,000$1424/2.52,568810.5
2950 Kings Road, St. Augustine, FL 32086Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$950,000$4134/22,3001870.8
145 Moultrie Crossing Lane, St. Augustine, FL 32086Listed by TAH FLORIDA LLCOct 2026$400,000$1594/32,518650.9
116 Moultrie Crossing Lane, St. Augustine, FL 32086Listed by LA ROSA REALTY NORTH FLORIDA, LLC.May 2026$360,000$1614/22,2311240.9
725 Andrew Avenue, St. Augustine, FL 32086Listed by NON MLS (realMLS)Jul 2026$780,000$2783/22,802171.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,900
Price / Sq Ft$193
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,797
Acres0.16 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryOsceola
Reported middleMurray
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address133 Shell Creek Court, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionRolling Hills
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size6,969.6 sq ft
Parcel Number1027590140
ZoningResidential

Amenities

AmenitiesJogging Path, Maintenance Grounds
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup

Additional Information

Date ListedMay 28, 2026
Days on Market128
HOA Fees$88 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,123.53
Tax Year2025
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rolling Hills

Rolling Hills is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Rolling Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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